During the recent City Council Work Session in McKinney, Texas, discussions centered on the pressing issue of homelessness and the critical need for affordable housing. The meeting highlighted the misconception that homelessness is solely an individual failing, often linked to addiction or mental illness. While these factors can contribute to housing instability, they do not fully explain the persistent trends in homelessness observed across the nation.

A key point raised was the invisibility of many individuals experiencing homelessness. Many do not fit the traditional mold of homelessness; they may be living in cars or couch-surfing, earning too much to qualify for assistance yet not enough to afford housing. This situation underscores the complexity of homelessness, which is fundamentally a housing problem exacerbated by a lack of affordable options.

The analogy of a game of musical chairs was used to illustrate the housing crisis. As the number of people in need increases and the availability of affordable housing decreases, more individuals are left without a place to call home. The discussion referenced Minneapolis as a successful case study, where an increase in housing stock led to a decrease in homelessness and stabilized rent prices.

In McKinney, the gap in affordable housing has widened significantly, with a reported increase from 3,716 units needed in 2020 to 5,145 units in 2023 for households earning less than $35,000 annually. This growing disparity highlights the urgency for action to meet city goals related to housing.

The potential acquisition of the Kinstead Apartments by the McKinney Housing Authority was presented as a promising opportunity to address these challenges. By increasing the affordable housing stock, the city could not only reduce the risk of homelessness but also promote social mobility and improve community conditions.

The meeting concluded with a call to action for city leaders to prioritize the expansion of affordable housing, emphasizing the collective responsibility to support neighbors in need and position McKinney as a leader in addressing the affordability crisis in Collin County.