In a recent council meeting, members approved a motion to secure mandatory insurance for Georgia first responders suffering from post-traumatic stress disorder (PTSD). The insurance, provided by MetLife, amounts to $33,014 and is mandated by House Bill 451, which was passed in the last legislative session. This legislation requires local governments employing first responders to participate in a supplemental illness-specific insurance program.

City Manager Grama clarified that the insurance package was not procured by the city but was provided through the state. The total cost includes a lump sum benefit for PTSD diagnosis and a disability limit, specifically $10,263 for the diagnosis benefit and $22,649 for the disability limit.

Council members engaged in discussions regarding the necessity of the insurance and the implications of the mandatory nature of the program. Questions arose about the determination of the premium amount and whether it was based on the number of employees. Grama explained that while some municipalities may seek coverage through the open market, the city opted for MetLife based on recommendations from the Georgia Municipal Association (GMA) and the Association County Commissioners of Georgia (ACCG).

The insurance is set to take effect on January 1 and will be reviewed annually, with council members suggesting a system to monitor contract deadlines to avoid last-minute decisions in the future. The council also expressed interest in exploring other insurance options in subsequent years, potentially negotiating with existing providers to meet the new requirements.

The meeting concluded with a motion to adopt a resolution for membership in a local risk management agency, allowing the city attorney to finalize the resolution format. The council's approval marks a significant step in supporting the mental health needs of first responders in the community.