During a recent government meeting, Dawn Li, the program assistant overseeing the Homeowner Rehabilitation Program, provided an in-depth overview of the initiative aimed at assisting low and moderate-income households in Clark County. The program, funded through the U.S. Department of Housing and Urban Development (HUD) via the Community Development Block Grant (CDBG), is designed to revitalize existing housing stock and promote long-term residency for low-income seniors.
Li explained that eligible homeowners can receive up to $40,000 through a five-year forgivable loan, which is intended to cover essential repairs and improvements. The program focuses on eliminating hazardous conditions, enhancing accessibility for individuals with disabilities, and reducing energy costs through conservation measures. Common repairs include roof replacements, plumbing, electrical work, and bathroom modifications.
To qualify, applicants must reside in unincorporated areas of Clark County, such as Battle Ground and Camas, and must meet specific financial criteria, including a maximum equity limit of $445,000. Homeowners must also have current homeowners insurance and be up to date on property taxes. Notably, the program is limited to primary residences and does not provide funding for rental properties or homes in foreclosure.
Li highlighted that the application process currently has a wait time exceeding 12 months, with emergency cases prioritized for immediate assistance. The program aims to ensure that eligible households can maintain safe and sanitary living conditions while preserving the county's affordable housing stock.