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Residents demand justice over unexpected city liens

September 03, 2024 | Lorain City Council, Lorain, Lorain County, Ohio


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Residents demand justice over unexpected city liens
During a recent government meeting, Rolando Ruiz addressed the council regarding a troubling issue faced by his mother, Susana Ruiz, related to a loan from the Lorraine Development Department. Ruiz explained that after receiving the loan, his mother diligently made all payments, as evidenced by receipts and annual statements from the city confirming a zero balance.

However, upon deciding to downsize after 50 years in her home, Susana discovered an unexpected $8,000 lien from the city, despite HUD's indication that the loan was fully paid. Ruiz expressed concern that other families involved in similar programs might be unaware of potential liens until they face probate after a parent's passing.

Ruiz highlighted that his mother made a final payment of $62.60 on July 1, 2023, before selling her house, only to find herself in a precarious situation where the city collected the lien amount. He urged the council to rectify this situation by refunding his mother and others affected, emphasizing the moral obligation to support families caught in this predicament.

The council acknowledged the issue, noting that it had been brought to their attention previously and would be revisited in future meetings. The discussion underscores the need for clarity and fairness in the handling of loans and liens, particularly for vulnerable residents.

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