During a recent government meeting, city officials discussed critical decisions regarding the city's insurance program, particularly in relation to public safety claims. The conversation highlighted the ongoing challenges posed by an expanding definition of claims, which now includes conditions such as PTSD, alongside traditional injuries and illnesses. This expansion has significantly contributed to the city's overall loss history, prompting a reevaluation of their self-insured status.

City Manager indicated that the council must decide whether to remain self-insured or transition to a state program. This decision is pivotal, as it will initiate a series of procedural changes that could affect the city's insurance landscape. The city currently has sufficient reserves to manage the transition, which is expected to take place in the first quarter of the upcoming year.

Council members raised concerns about the implications of this transition, particularly regarding customer service and the experiences of employees under the new state program. Councilor Sober inquired about other cities undergoing similar transitions, noting that Olympia is facing comparable challenges related to the expansion of claims in public safety.

The discussion also touched on the complexities of claims management, with officials acknowledging that long-term illnesses can prolong the claims process, potentially leading to a tail of 15 to 20 years. As the city navigates these decisions, the balance between managing risks and ensuring quality service for employees remains a central focus.