[{"_1":2,"_111":-5,"_112":-5},"loaderData",{"_3":4,"_26":27},"root",{"_5":6,"_17":10,"_18":19,"_20":21,"_22":10,"_23":-5,"_24":-5,"_25":10},"user",{"_7":8,"_9":10,"_11":10,"_12":-5,"_13":-5,"_14":15,"_16":-5},"roles",[],"isAuthenticated",false,"isPremium","planName","subscriptionStatus","featureFlags",{},"insightsBudget","isDevelopmentHost","userPreferences",{},"recaptchaSiteKey","6LcvOJcUAAAAAHsB-gPGfGktcRlKpH7OTIU_dMTD","isImpersonating","impersonation","affiliateStatus","isFreedomPortal","routes/v2/article/layout",{"_28":29,"_30":31},"notFound",true,"relatedArticles",[32,75,87,99],{"_33":34,"_35":36,"_37":38,"_39":40,"_41":42,"_43":44,"_45":46,"_47":48,"_49":50,"_51":52,"_53":54,"_55":56,"_57":58,"_59":60,"_61":62,"_63":64,"_65":66,"_67":68,"_69":70,"_71":68,"_72":73,"_74":73},"mediaId",6673673,"mediaKeyId","2091402-1a0fb029a1f71723a99f5b9c10a36c02","parentId",2091402,"title","Commission hears update on Folsom manufactured-home community; financing and down-payment barriers constrain uptake","audioSeconds",356,"startMs",5976000,"endMs",6332000,"viewUrl","/Search/View?dp=1&key=2091402-1a0fb029a1f71723a99f5b9c10a36c02&start=5976&end=6332","thumbnailUrl","https://assets.pipeline.soar.com/2091402-1a0fb029a1f71723a99f5b9c10a36c02/thumbnail_5976000.jpg","articleUrl","/articles/6673673/Eau-Claire-City/Eau-Claire-County/Wisconsin/Commission-hears-update-on-Folsom-manufactured-home-community-financing-and-down-payment-barriers-constrain-uptake","mediaUrl","https://secure.pipeline.soar.com/6673673-97660cbdd3f0beefb0cd54cb914e3b2d/orig.mp4?Expires=1771171529&Signature=a1xSX89hnHF8iJ7Z9JGboFqLhOTT43-olT3mcWcqgSuLzdFdmykb1WrgWyQo-ONEjBUqPLylVE8bU7AbagmTEdpqAox5g3oh5pk0yy3aMRxvyEbJ35hVif~vXH4YY-5J8e23NPPfTHz5bOLD6ay6qjIBlbscOs3JfHK2vscr84Bu8Ey1PZqfg1mDplAmJPkhP9rCOo5~efKXnFX5HDRyjxk5rJGTyTLrn2RGucLwzL1xjLCDXGWMPwU4Dt3maUx5YBqd~bhrC8vUTbzZ5B7jRDMOkXs1WAj0otdJil68elGkevkqfUdctXrz0~RMmiM3XaEWvOCWMZamjLKFxDmmLA__&Key-Pair-Id=KUT5TJCACFTXG","author","Euclaire ","date","2025-01-08T17:06:00Z","article","Commissioner Scott Phillips and other commissioners described progress and financing challenges for a 72-unit manufactured-home community on Folsom Street discussed at the Jan. 8 Housing Opportunities Commission meeting.

Phillips said the development has completed site work and five homes are in place; the project team has been \"soft selling\" homes via signage while they finalize a marketing and financing plan. The community will offer homes with prices presented in the meeting in the mid-$100,000s to mid-$180,000s depending on model and whether a garage is included; Phillips described a three-bedroom, two-bath model with a garage in the mid-$170,000s–$185,000s range. He and other commissioners said the development is attractively priced relative to typical new single-family construction but that buyer financing remains the critical barrier: lenders and programs for manufactured homes often require larger down payments and different underwriting than traditional mortgages, producing a typical down-payment requirement in the tens of thousands of dollars for buyers (Phillips described down payments in a $20,000–$40,000 range in discussion).

Commissioners and staff discussed approaches to reduce purchaser barriers, including land trusts, land-lease structures that conform with secondary-market (Fannie Mae/Freddie Mac) guidelines, and partnering with nonprofit lenders or state programs that can underwrite lower down-payment options. A staff member suggested ensuring land-lease contracts are structured to federal guidelines so loans can be pooled or sold in secondary markets; that move could lower interest rates for buyers and expand financing options. Phillips and other commissioners said they will continue to pursue land-ownership options that allow eventual lot-sale to occupants after a period (Phillips described a five-year option to buy lots at a set price), and that the group will evaluate land-trust models and potential federal or state first-time-buyer programs.

Commissioners said the units are attracting interest and that the project team will continue outreach; they invited staff to include the development as a case study at a future regional housing meeting so developers, lenders and housing advocates can learn from the financing and delivery challenges.

No formal action was taken; staff and commissioners agreed to pursue additional financing outreach and to explore land-lease and land-trust structures that could improve affordability for buyers.","mediaType","Video","parentTitle","Euclaire - Housing Opportunities Commission - Jan 08, 2025","oneSentenceSummary","Commissioners reported that a 72-unit manufactured-home community on Folsom Street has five occupied houses to date but faces buyer-financing barriers — particularly down-payment requirements — that limit immediate uptake.","taxTitle","Eau Claire City, Eau Claire County, Wisconsin","taxId",4140,"location","headline","","shortSummary",{"_33":76,"_35":36,"_37":38,"_39":77,"_41":78,"_43":79,"_45":80,"_47":81,"_49":82,"_51":83,"_53":84,"_55":56,"_57":58,"_59":85,"_61":62,"_63":64,"_65":86,"_67":68,"_69":70,"_71":68,"_72":73,"_74":73},6673678,"Commission hears updates on local housing projects: low-cost rental pilot, stalled Mount Washington development and RDA priorities",1155,3761000,4916000,"/Search/View?dp=1&key=2091402-1a0fb029a1f71723a99f5b9c10a36c02&start=3761&end=4916","https://assets.pipeline.soar.com/2091402-1a0fb029a1f71723a99f5b9c10a36c02/thumbnail_3761000.jpg","/articles/6673678/Eau-Claire-City/Eau-Claire-County/Wisconsin/Commission-hears-updates-on-local-housing-projects-low-cost-rental-pilot-stalled-Mount-Washington-development-and-RDA-priorities","https://secure.pipeline.soar.com/6673678-075916a7c176212c9c16dfcd0be0483f/orig.mp4?Expires=1771171529&Signature=cBkxzaiusLgEIL3wmcf47h6CMtNH7UgsvnYJuXr62Ds74Zr5fa~fpL3cSAGUxhopWFtxkg3KUbjmdcH1XElJ6v1D8Ub5cUh49a~JJ2Zb2~pDxWCefoMIRNPmQ4QUMnAO0bovk4jdvJVcp50deRBjduyOS3VgTXRPliUhiq94kThmPQnlu6JgufjBZL6FUAjeLWNlru~PQ~N7QbBzrqoADq~pAgr7nwPOsJMcW0aQI0vbO3GBMcsruX8xxY~D5zutkrmk5YP0K1Tv8qpRSaLFYBre64gjtreE2LzN5ivLNmBjSOWDzJ46ZQPbouJ0CaDFHdEK-M9GbsHWbq1FuCVV0g__&Key-Pair-Id=KUT5TJCACFTXG","City staff briefed the Housing Opportunities Commission on Jan. 8, 2025, about several projects and redevelopment efforts that could affect the city’s affordable-housing supply.

Held low-cost rental pilot: Staff described a developer-led project by Mark Held on the city’s north side that consists of two 12-unit structures using cost-saving design choices (surface parking, exterior stairwells, unit-level HVAC, simplified finishes) and shared that the developer’s planned rents are \"around $700 a month all in,\" which staff said corresponds to a 50% CMI rent target in the presentation. Staff said the project’s site-plan approvals are complete and that the developer had not pulled permits before the winter freeze; staff expect site work and permits to move forward when ground conditions allow. Commissioners suggested inviting the developer to a stakeholder meeting to discuss how the project was made to work.

Mount Washington redevelopment: Staff reported the Mount Washington project is on hold after public notices showed a construction lawsuit with almost $1,000,000 in unpaid construction costs; the site was gutted and some demolition had been completed, improving a long-standing blight on the property, but staff said they do not know when or whether the larger redevelopment will proceed.

Eau Claire Academy and other inquiries: The former Eau Claire Academy building has attracted multiple developer inquiries over the past year; staff reported conversations with at least four developers exploring redevelopment scenarios ranging from roughly 100 to more than 200 housing units, including potential reuse of gym and commercial-kitchen spaces as tenant amenities. Two developers who considered light-tech (workforce) projects did not submit LIHTC or similar applications this round, staff said, but interest remains.

Redevelopment Authority (RDA) focus areas: Staff said the RDA is exploring surgical, targeted redevelopment and possible expansion of the Cannery District into the southwest quadrant and Short Street industrial area, including acquisition and remediation of blighted rental properties in order to redevelop them as affordable housing. Staff and commissioners discussed risks: removing naturally occurring affordable housing (NOAH) stock can cause displacement unless replacement affordability is ensured; staff said city-owned parcels or redevelopment authority acquisitions could be structured to preserve affordability (including offering land to LIHTC developers or transferring properties to the housing authority).

Commissioners raised concerns about zoning changes, neighborhood opposition and the need for community education and advocacy to accompany redevelopment efforts. No formal votes were taken; staff said they will continue monitoring litigation and developer interest and report back to the commission as projects advance.","Staff briefed the Housing Opportunities Commission on Jan. 8 about a developer-led low-cost rental project pending permits, a stalled Mount Washington redevelopment now subject to a construction-lien lawsuit, continued interest in the former Eau Claire Academy site, and possible RDA-targeted redevelopment to address blight.",{"_33":88,"_35":36,"_37":38,"_39":89,"_41":90,"_43":91,"_45":92,"_47":93,"_49":94,"_51":95,"_53":96,"_55":56,"_57":58,"_59":97,"_61":62,"_63":64,"_65":98,"_67":68,"_69":70,"_71":68,"_72":73,"_74":73},6673683,"Eau Claire staff present 2024 eviction and building-permit trends; commissioners request deeper analysis",497,2382000,2879000,"/Search/View?dp=1&key=2091402-1a0fb029a1f71723a99f5b9c10a36c02&start=2382&end=2879","https://assets.pipeline.soar.com/2091402-1a0fb029a1f71723a99f5b9c10a36c02/thumbnail_2382000.jpg","/articles/6673683/Eau-Claire-City/Eau-Claire-County/Wisconsin/Eau-Claire-staff-present-2024-eviction-and-building-permit-trends-commissioners-request-deeper-analysis","https://secure.pipeline.soar.com/6673683-e61808bc38d6bf84ee4d6536e01a9825/orig.mp4?Expires=1771171529&Signature=Pdp9p9RE8ZLbfIbEw9H1M91Ti3TE4moKFLcMlHTUCcuPRldgv2wzYDJje5QwVnoGkws1FeUcig-HZSxPeKFo9pqsbbs8sbu0rSDMmB4TPE9dCXeGBMODB-ekylH9BluxU4EdbjXld4BXB8iURYlH9G6iqRo6HjGU-pfDsGg3zix~hhHzUURK0TGh7QsTfvTIV8nHC0TJPwZoSKuSeSK7yNNHbzHhEF2zZ6EpUTRGh9ZWCyCCR7HC~8uI4fworo1fMKJnrVKL~ipdiiIV8MpimRZUSNTHrTaRptuVPLS2TvYPRFQDtRgF92O2M73ZtUWFArwqGdvCnqhlgK6QOXVj7A__&Key-Pair-Id=KUT5TJCACFTXG","City staff presented a five-slide summary of 2024 housing data to the Housing Opportunities Commission on Jan. 8, including monthly eviction filings and building-permit trends for single-family and multifamily housing.

Staff noted month-to-month spikes in eviction filings — a sharp rise in March–April, a second spike in early summer and another marked increase in September — and asked the commission for permission to have analysts examine whether seasonal lease-renewal cycles or other drivers explain the pattern. \"Fifty-five point five percent are resolved with no eviction,\" the presenter reported while reviewing the eviction slide, and staff said roughly 40% of cases resolve with an eviction and about 4% remained open in the dataset shown.

On construction permits, staff said the city issued 111 permits for single- and two-family units for 2024 (year-to-date as of Dec. 1 in the slide deck) and 363 multifamily units. Staff noted permit valuations for multifamily housing totaled just under $61 million for 2024 but that the 2024 multifamily count is lower than 2023 (2023 had more than 820 multifamily units in permit records, driven by larger multi-year projects).

Staff and commissioners discussed vacancy and affordability measures. The presenter said the CommonWeal Development 2023 vacancy report had Eau Claire at 1.7% vacancy; staff estimated the community’s vacancy rate has risen from that figure and may be in the neighborhood of 3% but said updated CommonWeal data will be available in April 2025. Commissioners suggested possible causes for eviction spikes — for example, spring lease renewals and rent increases — and asked staff to try to disaggregate business evictions from residential filings and to compare 2024 trends with earlier years.

Commissioners asked staff to investigate: (1) whether eviction spikes repeat seasonally year-to-year; (2) whether rent increases around lease-renewal months drive filings; and (3) whether business evictions in court filings are skewing the residential picture. Staff said the intern who assembled the slides (not present) compiled the raw permit and eviction extracts and that staff will bring a deeper analysis to a future meeting.

No formal action or vote was taken on the data presentation; commissioners requested follow-up analysis and additional detail in future reports.","Staff presented 2024 eviction and building-permit data showing recurring monthly spikes in eviction filings and a year-to-date total of 111 one- and two-family permits and 363 multifamily units; commissioners asked staff to analyze drivers of eviction spikes and to disaggregate business evictions from residential filings.",{"_33":100,"_35":36,"_37":38,"_39":101,"_41":102,"_43":103,"_45":104,"_47":105,"_49":106,"_51":107,"_53":108,"_55":56,"_57":58,"_59":109,"_61":62,"_63":64,"_65":110,"_67":68,"_69":70,"_71":68,"_72":73,"_74":73},6673687,"Housing Opportunities Commission adopts 2025 work plan, replaces \"regional housing conference\" with biannual \"regional housing meetings\"",1424,632000,2056000,"/Search/View?dp=1&key=2091402-1a0fb029a1f71723a99f5b9c10a36c02&start=632&end=2056","https://assets.pipeline.soar.com/2091402-1a0fb029a1f71723a99f5b9c10a36c02/thumbnail_632000.jpg","/articles/6673687/Eau-Claire-City/Eau-Claire-County/Wisconsin/Housing-Opportunities-Commission-adopts-2025-work-plan-replaces-regional-housing-conference-with-biannual-regional-housing-meetings","https://secure.pipeline.soar.com/6673687-bbbabab2cb936866e2b85e661da9c35c/orig.mp4?Expires=1771171529&Signature=YbK0UeuOkNCfulOudbXtrarTJjiI~aTDuKV2rrs80utDt78TkoagpE4ZzWiG6V-YtIFHRAq6U-FfGdGwFXmk3XPUCqHJfvUzuwPmawCwtI0tZi~t4Iiu~dG9Z-59XDCWkFXVVlb7LL5QsPGKZXeX1sBRZd4vtvTNFNmi7I1b437RpSb2oXkbGLF9bfkDtVFSjYyJEvr0XfCOFgDXEMxPtFCYg~22UHxuo8~T4N0JkNSQqklxAH2N9yvTB8wns6g92hYIoGM5L9FPHnZk67348slipz4cOLVrc11PECLHbD0-BvVfP3HIVqaTuKd~PHhuS80Xl~Lk4EyBov0dmO9TQQ__&Key-Pair-Id=KUT5TJCACFTXG","The Housing Opportunities Commission on Jan. 8, 2025, voted to approve its 2025 work plan and directed staff to change the work-plan line item naming a \"regional housing conference\" to a more flexible \"regional housing meetings,\" with a starting frequency of twice per year.

The change follows discussion among commissioners and staff over whether a conference format best serves the ordinance’s requirement to convene regional stakeholders “regularly, but no less than annually.” Council member Jess Shone read the ordinance language during debate, noting it requires an annual convening but does not explicitly require a conference. \"[It says] convene a regional meeting of industry and community stakeholders to share the commission's progress and direction on strategies for affordable housing, and to receive feedback,” she said verbatim during the meeting.

Commissioners said the meeting format gives the commission more flexibility and reduces staff burden. Commissioner Scott Rogers and others argued that smaller, more frequent stakeholder roundtables could be more productive and avoid duplicating existing local forums. Director Aaron White told commissioners staff will revise the wording and update target dates that still referenced 2024, then submit the plan to city council for final approval. \"We can make that adjustment on the regional housing meetings,\" White said during the discussion.

The motion to approve the work plan passed by voice vote; no opposition was recorded during the public meeting. The commission also directed staff to set an initial frequency of two stakeholder meetings per year (biannual) and to include social service providers and other identified partners on outreach lists.

The change is procedural but matters for how the commission will engage the county, state representatives and other partners: commissioners emphasized avoiding duplication with existing forums (for example, the city-hosted public forum on Oct. 28, 2024) and suggested the new meetings could be more frequent and accessible, including virtual options.

Staff said the revised wording and updated target dates will be forwarded to Eau Claire City Council for final approval; the commission’s action modifies the commission’s recommended work plan only. The commission also asked staff to begin assembling a list of stakeholders and to propose scheduling targets for the first two meetings.

Minutes and formal documents for the adopted plan will be included with the board packet submitted to council. The commission voted to approve other routine items at the same meeting, including the November 13, 2024 minutes.","The Housing Opportunities Commission voted to approve its 2025 work plan and directed staff to change the line item from a \"regional housing conference\" to \"regional housing meetings,\" with an initial target of meeting twice yearly; the revised plan will be submitted to Eau Claire City Council for final approval.","actionData","errors"]

Article not found

Commission hears update on Folsom manufactured-home community; financing and down-payment barriers constrain uptake

Commission hears updates on local housing projects: low-cost rental pilot, stalled Mount Washington development and RDA priorities

Eau Claire staff present 2024 eviction and building-permit trends; commissioners request deeper analysis

Housing Opportunities Commission adopts 2025 work plan, replaces "regional housing conference" with biannual "regional housing meetings"