Baltimore City tackles uninsured driving as Virginia closes registration loophole

Baltimore City is taking significant steps to address issues related to vehicle registration and insurance fraud, as highlighted in a recent ECM Committee session. The meeting underscored the ongoing challenges posed by individuals driving uninsured vehicles, a problem exacerbated by loopholes in vehicle registration practices.

In response to these concerns, Virginia has closed a loophole that allowed residents to obtain Virginia tags while living in Maryland, effective July 1, 2024. This change is expected to take time to show its impact, but officials are optimistic that it will help reduce the number of uninsured drivers on the road.

The discussion also touched on the importance of combating fraud within the insurance system. The Maryland Insurance Administration (MIA) has been proactive in addressing these issues. A work group was established to review best practices and enhance protocols for identifying and investigating fraud. This group includes not only fraud investigators but also members from the claims unit, ensuring a comprehensive approach to tackling the problem.

Additionally, Maryland is collaborating with the Insurance and Property Services Organization (IPSO) to share information and develop strategies to combat fraud more effectively. The commitment to identifying and investigating fraudulent activities is a daily priority for the insurance sector, reflecting a strong dedication to protecting consumers and maintaining the integrity of the insurance system.

As Baltimore City continues to navigate these challenges, the focus remains on improving vehicle registration practices and enhancing fraud prevention measures, ultimately aiming for safer roads and more responsible vehicle ownership.