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New Maryland law mandates insurance coverage for chemotherapy scalp cooling systems

February 12, 2025 | House Bills (Introduced), 2025 Bills, Maryland Legislation Bills Collections, Maryland


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New Maryland law mandates insurance coverage for chemotherapy scalp cooling systems
A new legislative proposal in Maryland, House Bill 1187, aims to enhance the quality of life for cancer patients undergoing chemotherapy by mandating insurance coverage for scalp cooling systems. Introduced on February 12, 2025, the bill seeks to address a significant concern for many individuals facing the side effects of cancer treatment, particularly hair loss, which can have profound emotional and psychological impacts.

The key provision of House Bill 1187 requires that any entity providing chemotherapy coverage must also include coverage for scalp cooling systems. These systems are designed to help preserve hair during chemotherapy, offering patients a sense of normalcy and dignity during a challenging time. The bill is set to apply to all health policies, contracts, and benefit plans issued or renewed in Maryland starting January 1, 2026.

Supporters of the bill argue that hair loss can severely affect a patient's self-esteem and mental health, making this coverage a necessary addition to cancer treatment options. They emphasize that by alleviating some of the distress associated with chemotherapy, the bill could improve overall patient well-being.

However, the proposal has sparked debates among lawmakers and healthcare providers regarding the potential financial implications for insurance companies. Critics express concerns about the added costs that may arise from mandating such coverage, which could lead to higher premiums for consumers. Proponents counter that the long-term benefits of improved mental health and reduced emotional distress could outweigh these costs.

As the bill progresses through the legislative process, experts suggest that its passage could set a precedent for similar measures in other states, potentially reshaping how cancer treatment is approached nationwide. The outcome of House Bill 1187 could significantly impact the lives of many Maryland residents, providing them with greater support during one of the most challenging times in their lives.

With the bill's effective date set for January 1, 2026, stakeholders are closely monitoring its journey through the legislature, hopeful for a positive outcome that prioritizes patient care and emotional well-being.

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