House Bill 269, introduced in the Georgia House on February 6, 2025, aims to enhance safety standards for child care facilities across the state. The bill mandates that all child care learning centers and family child care learning homes maintain commercial general liability insurance, with coverage requirements set at a minimum of $500,000 for a single occurrence and $1 million in total.

This legislative move comes in response to growing concerns about the safety and security of children in early care settings. Proponents argue that requiring insurance will not only protect children but also provide peace of mind for parents, ensuring that facilities are financially prepared to handle potential incidents.

The bill has sparked discussions among lawmakers, with supporters highlighting the necessity of such measures in light of recent incidents in child care facilities. Critics, however, express concerns about the potential financial burden this requirement may impose on smaller, family-run child care homes, which could lead to increased costs for parents seeking affordable care options.

As the bill progresses through the legislative process, its implications could reshape the landscape of child care in Georgia, potentially leading to improved safety standards but also raising questions about accessibility and affordability for families. The General Assembly's decision on this bill will be closely watched, as it could set a precedent for child care regulations in other states.