Montana Legislature sets standards for workplace injury claims and travel coverage

In the bustling halls of the Montana Legislature, lawmakers gathered on February 17, 2025, to discuss House Bill 367, a proposed piece of legislation that aims to reshape the landscape of workers' compensation in the state. As the session unfolded, the air was thick with anticipation and concern, reflecting the bill's potential to significantly impact both employees and employers.

House Bill 367 seeks to clarify the criteria under which insurers are liable for workplace injuries. At its core, the bill stipulates that an insurer can only be held responsible for an injury if it is substantiated by objective medical findings and if the claimant can demonstrate that it is more probable than not that the injury occurred. This marks a shift from previous standards, where the burden of proof was less stringent. The bill also addresses the complexities surrounding preexisting conditions, stating that merely proving it was medically possible for an injury to have occurred is insufficient for establishing liability.

One of the more contentious provisions of the bill pertains to employee travel. Under the proposed legislation, employees would not be covered for injuries sustained while traveling unless the employer provides transportation or reimburses travel expenses as part of the employment agreement. This change has sparked debate among lawmakers, with some arguing it could leave workers vulnerable during work-related travel, while others contend it protects employers from undue liability.

The implications of House Bill 367 extend beyond the legislative chamber. Advocates for the bill argue that it will reduce frivolous claims and lower insurance costs for businesses, potentially fostering a more robust economic environment. However, critics warn that it may create barriers for injured workers seeking compensation, particularly those in industries where travel is a routine part of the job.

As discussions continue, the bill's fate remains uncertain. Experts suggest that if passed, it could lead to a reevaluation of workers' rights in Montana, prompting further legislative scrutiny and potential amendments. The outcome of House Bill 367 could set a precedent for how workplace injuries are handled in the state, making it a pivotal moment in Montana's legislative history. As the session progresses, all eyes will be on the lawmakers as they navigate the delicate balance between protecting workers and supporting businesses.