[{"_1":2,"_112":-5,"_113":-5},"loaderData",{"_3":4,"_26":27},"root",{"_5":6,"_17":10,"_18":19,"_20":21,"_22":10,"_23":-5,"_24":-5,"_25":10},"user",{"_7":8,"_9":10,"_11":10,"_12":-5,"_13":-5,"_14":15,"_16":-5},"roles",[],"isAuthenticated",false,"isPremium","planName","subscriptionStatus","featureFlags",{},"insightsBudget","isDevelopmentHost","userPreferences",{},"recaptchaSiteKey","6LcvOJcUAAAAAHsB-gPGfGktcRlKpH7OTIU_dMTD","isImpersonating","impersonation","affiliateStatus","isFreedomPortal","routes/v2/article/layout",{"_28":29,"_30":31},"notFound",true,"relatedArticles",[32,76,88,100],{"_33":34,"_35":36,"_37":38,"_39":40,"_41":42,"_43":44,"_45":46,"_47":48,"_49":50,"_51":52,"_53":54,"_55":56,"_57":58,"_59":60,"_61":62,"_63":64,"_65":66,"_67":68,"_69":70,"_71":72,"_73":74,"_75":74},"mediaId",6319448,"mediaKeyId","2361386-e0189eda31ac1b21da509b9aab89a1b2","parentId",2361386,"title","Committee lays over bill requiring state defrayal for new health benefit mandates after broad discussion","audioSeconds",1878,"startMs",1069000,"endMs",2947000,"viewUrl","/Search/View?dp=1&key=2361386-e0189eda31ac1b21da509b9aab89a1b2&start=1069&end=2947","thumbnailUrl","https://assets.pipeline.soar.com/2361386-e0189eda31ac1b21da509b9aab89a1b2/thumbnail_1069000.jpg","articleUrl","/articles/6319448/Minnesota/Committee-lays-over-bill-requiring-state-defrayal-for-new-health-benefit-mandates-after-broad-discussion","mediaUrl","https://secure.pipeline.soar.com/6319448-9f9c8d3fb505a82a39b501fb8b4402a7/orig.mp4?Expires=1773620783&Signature=I~Tw3SUecFg4XdOARTCYmHBdMUltbQQQqwczwZ6j~~hFb57oQ7tLmCJQ9t1rs-w6ubl4uY5Q4gc92f2crbDR~liTsZEFJKQ60y20qLMUfTBCOW0rkzKpuoTJZtIzS6I2dW8ZUafvFb7LWp3cgJc-94t2HB0QyCiWN~xmeCXSamZ9qPqssTTux0jzfKit~qK8M~-ujtHyFmNbEXSnHCqfmlAs4FZ89R-WysuSaoa9zlUCpKuTxpHAcMTSdOFwNq0yrRGo2gzi5GNe7kpYCPxDonwo1MTxvWlM5uDgBpaNIldkZNEUF4TGzT51LoPobggdv9FSfz~qyVDsVpaTt~P7-g__&Key-Pair-Id=KUT5TJCACFTXG","author","Minnesota Legislature","date","2025-02-20T00:00:00Z","article","House File 400, a bipartisan proposal by Representative Perryman and Representative Hewitt that would require the state to defray the costs of new health‑benefit mandates imposed on the fully insured market, was discussed at length by the House Commerce, Finance and Policy Committee on Feb. 20 and laid over for further consideration.

Representative Perryman framed the bill as a tool to protect consumers and small employers from premium increases when the legislature adopts new mandated benefits. Deputy Commissioner of Insurance Julia Dreier (Department of Commerce) described the existing process under the federal Affordable Care Act and Minnesota’s mandate‑review process: when the legislature passes a new state mandated benefit, the department evaluates public‑health impact and per‑member cost and, if the benefit qualifies under federal rules, insurers can submit claims and be reimbursed through a defrayal process.

Industry witnesses and business groups supported the concept. Dan Andreesen of the Minnesota Council of Health Plans told the committee that the state has enacted 20 mandates since 2014 and that “collectively our members have determined that premiums are 2 to 5% higher than they would have been if the mandates had not been enacted.” Bentley Graves of the Minnesota Chamber of Commerce and John Bosche of the National Federation of Independent Business said the bill would help small employers manage premium pressure that can force reductions in coverage or cause employers to drop benefits.

Committee members probed multiple technical issues, including: how many defrayal claims the department has processed; whether some mandates expand existing coverage versus creating wholly new benefits; how defrayal interacts with federal plans and ERISA‑governed employer plans; and whether retrospective analyses of past mandates’ fiscal impact are available. Deputy Commissioner Dreier and industry witnesses said some data exist but that further follow‑up and staff work would be needed to quantify cumulative and market‑segmented impacts. The committee laid the bill over to allow additional analysis and stakeholder conversations; Representative Perryman said she welcomed continued dialogue.

No formal appropriation or specific defrayal funding mechanism was adopted at the hearing; the bill would apply prospectively to mandates enacted after its effective date, per sponsors’ discussion. The committee did not record a roll call; members voted to lay the bill over for further study.","mediaType","Video","parentTitle","House Commerce Finance and Policy Committee 2/20/25","oneSentenceSummary","House File 400, a bipartisan bill that would require state defrayal of costs for new state‑imposed health‑benefit mandates affecting the fully insured market, was laid over for further work after testimony from insurance regulators, health plans, business groups and small‑business advocates.","taxTitle","2025 Legislature MN, Minnesota","taxId",77817,"location","Minnesota","headline","","shortSummary",{"_33":77,"_35":36,"_37":38,"_39":78,"_41":79,"_43":80,"_45":81,"_47":82,"_49":83,"_51":84,"_53":85,"_55":56,"_57":58,"_59":86,"_61":62,"_63":64,"_65":87,"_67":68,"_69":70,"_71":72,"_73":74,"_75":74},6319452,"Committee re‑refers update to business corporations law after bar‑association backed presentation",650,1688000,2338000,"/Search/View?dp=1&key=2361386-e0189eda31ac1b21da509b9aab89a1b2&start=1688&end=2338","https://assets.pipeline.soar.com/2361386-e0189eda31ac1b21da509b9aab89a1b2/thumbnail_1688000.jpg","/articles/6319452/Minnesota/Committee-rerefers-update-to-business-corporations-law-after-barassociation-backed-presentation","https://secure.pipeline.soar.com/6319452-62c690958035925aa0d543f2a7ad7d08/orig.mp4?Expires=1773620783&Signature=GaNVyMs0ykRM73mJdss16ngtnXwhYJeb2g-hqYDrPMShGto2LhL3leMXCN8ilXVI0RU-LZusvWyC1OBQKUbA74abv9~8DHjyHOqmwseP3mP8~GKGWxTKnz4DNixTNsyua5zX6C3duCt9Sy3bv4vZZaaCh6ZWFuT35ElWt0X5fixmJZyL5XtBsirHM1T-b93Jx4jYybdfADQ1WHdeLwVPIVJfV-QYd0RNsOM6Dd6prjpMOYAWbXCXzgcaKyxUp8K7UoebhWYcQZ6NPctrHFS~k--wmIUurqlPqoLtfKZAsO5s3MPbxhv3NAQ41kOHoUU-SIkSeSnQKKGZldIAyPQhfg__&Key-Pair-Id=KUT5TJCACFTXG","House File 747, sponsored by Representative Niska and presented on Feb. 20, would revise Minnesota’s business corporations statute to adopt a set of updates the Minnesota State Bar Association’s Business Law Section developed to align Minnesota with recent national practices, including Delaware precedents and American Bar Association model provisions.

Representative Niska said the measure updates corporate governance norms and helps keep Minnesota an attractive place to incorporate. Kim Lowe, a lawyer and member of the MSBA Business Law Section, told the committee the bill addresses internal governance questions — “these are the laws that govern a corporation and how the owners and the officers interact with each other” — and makes targeted changes such as: clarifying ownership and information rights when shares are held in trusts, adding a mechanism to correct “defective acts” (for example, an incorrect record of authorized shares), and allowing corporations to include emergency powers in governing documents to enable operations during declared emergencies.

Committee members asked technical questions about the interaction with other states’ laws and whether the changes would alter minority‑shareholder protections distinctive to Minnesota statute. Lowe said the proposal adapts national models to preserve Minnesota’s existing provisions where appropriate. Representative Niska moved to re‑refer House File 747 to the committee on Judiciary and Civil Law; the motion carried on a voice vote.

The committee did not record a roll‑call tally. No public opposition was recorded in the hearing transcript.","House File 747, a bill that would update Minnesota’s business corporations statute to reflect contemporary corporate governance practices, was re‑referred to the Judiciary and Civil Law Committee after testimony from the Minnesota State Bar Association and the bill sponsor.",{"_33":89,"_35":36,"_37":38,"_39":90,"_41":91,"_43":92,"_45":93,"_47":94,"_49":95,"_51":96,"_53":97,"_55":56,"_57":58,"_59":98,"_61":62,"_63":64,"_65":99,"_67":68,"_69":70,"_71":72,"_73":74,"_75":74},6319457,"Committee advances bill clarifying dealers may exhibit but not sell at auto shows",131,537000,668000,"/Search/View?dp=1&key=2361386-e0189eda31ac1b21da509b9aab89a1b2&start=537&end=668","https://assets.pipeline.soar.com/2361386-e0189eda31ac1b21da509b9aab89a1b2/thumbnail_537000.jpg","/articles/6319457/Minnesota/Committee-advances-bill-clarifying-dealers-may-exhibit-but-not-sell-at-auto-shows","https://secure.pipeline.soar.com/6319457-0a3c8e52a0d4d258df35f867e7026fe5/orig.mp4?Expires=1773620783&Signature=XCEH5pUENNBJqioxun6imIiDFTfhUVHNKjYFRXVsIshrFR8TZieWUq8elins6w1UIVEm3uUh-CKlD9vJTxBFVaz~vkDC74T0b-iV-i~yEq7Nss6IP~m7KmNCDiwHkPvGBLZpQA52GIfIO8QQRN1WBD5Y6h0RyglQNHcH47xUdYwL3Ok8ZWSMxG9ztYY-LGSDLro2c6O9CRdF-gTWsCdgOOrZF7l667ukJi89fj1Dol7LbOcBRbB22R7Sj~JL1~zVMPdDj-wolzRjwJLS0-0uyFJnXH5gasOJFbx7akKEv5Ani5qECzQe7eDTYGr9o0sKrBJcyDZ7o8BFZTT3gy7c6w__&Key-Pair-Id=KUT5TJCACFTXG","House File 320, which creates a statutory clarification that motor vehicle dealers may exhibit vehicles at auto shows but may not sell or perform certain sales functions at those venues, was re‑referred to the General Register by the House Commerce, Finance and Policy Committee on Feb. 20.

Representative Perryman presented the bill as a straightforward clarification that dealers can participate in auto shows as exhibitors. Amanda Dubert, director of government affairs for the Minnesota Automobile Dealers Association, told the committee that the industry has shifted from manufacturer‑led exhibitions toward local dealers showcasing vehicles, and confusion has grown because dealer franchise agreements and dealer licensing list specific licensed locations for sales. Dubert said the bill “makes it clear that vehicles are not for sale or lease at the auto show” and that dealers “cannot appraise customer trade ins or advertise pricing outside of the MSRP.”

She added that manufacturer trade group Alliance for Automotive Innovation raised no concerns. Representative Perryman moved to re‑refer the bill; the committee approved the motion by voice vote.

The bill’s text would specify that exhibiting at an auto show is distinct from selling vehicles and would preserve existing licensure restrictions on where dealers may sell. The committee recorded the action as a voice vote; no roll call was recorded in the transcript.","House File 320 would confirm that licensed automobile dealers may exhibit vehicles at auto shows but may not offer sales, appraisals or trade‑in appraisals at those events; the committee sent the bill to the General Register by voice vote.",{"_33":101,"_35":36,"_37":38,"_39":102,"_41":103,"_43":104,"_45":105,"_47":106,"_49":107,"_51":108,"_53":109,"_55":56,"_57":58,"_59":110,"_61":62,"_63":64,"_65":111,"_67":68,"_69":70,"_71":72,"_73":74,"_75":74},6319462,"House committee sends MNIGA affidavit bill to General Register after bipartisan support",439,68000,507000,"/Search/View?dp=1&key=2361386-e0189eda31ac1b21da509b9aab89a1b2&start=68&end=507","https://assets.pipeline.soar.com/2361386-e0189eda31ac1b21da509b9aab89a1b2/thumbnail_68000.jpg","/articles/6319462/Minnesota/House-committee-sends-MNIGA-affidavit-bill-to-General-Register-after-bipartisan-support","https://secure.pipeline.soar.com/6319462-1bacc4682b054ce1326f0a41333afad0/orig.mp4?Expires=1773620783&Signature=FVbRa-XIJ9dCj738Cs3epkpHW3qPWw6trRevbFJ7WQ4iOgccc3D1ztwfBUuUFotNB1Q5~5Muumnyro1G0Z37dkvIBVqOEKV2XDj9cue8rXBVKOU6HH4i4-ZaYUKYlZ1K2wac--UFWJDwWylL8OqotTO278wSMQvwNAET2PrgD4m2DAbKjpvyRLCIbD~Ki-ByntdzIAMIwIbUtlnQQv2aYw4ebAasWBJpyU8kD-OYs3y-Pa1X-rAeNtTzyQUbLH-Pgsyyhvsv3Vww8nIxwTrMUtWheUEzb9gQtukpMPWRtpJYmzZgsr6~WXf2G06-oJ81qKpvBavt7iTi7hgtCg0Z9A__&Key-Pair-Id=KUT5TJCACFTXG","House File 1014, a proposal to change how the Minnesota Insurance Guarantee Association (MNIGA) determines whether a policyholder meets a $25 million “high net worth” exclusion, was re‑referred to the General Register after a voice vote by the House Commerce, Finance and Policy Committee on Feb. 20.

The bill would permit MNIGA to treat a policyholder as exceeding the net‑worth threshold if the policyholder fails to return a requested affidavit within 60 days. The change is intended to prevent high‑net‑worth policyholders from withholding financial information and receiving payments that are intended for smaller policyholders after an insurer is liquidated.

The change responds to an operational problem MNIGA described in testimony: the association often receives no response to net‑worth requests and must either keep claims open while researching public records or pay claims by default. Jeff Christiansen, executive director of the Minnesota Insurance Guarantee Association, testified that “the process now when we are requesting net worth affidavits from various insureds is about 90% of the time we do not get any type of response from them whatsoever.” He and authors said the bill adds a consequence — the 60‑day assumption — to address that gap.

Representative Reyer, the bill sponsor, said the bill “adds a consequence” for failing to return the affidavit; Representative Keith Allen, a co‑author, described MNIGA as “essentially the FDIC of the banking world for insurance.” Representative Davids asked when an insurer last became insolvent; Mr. Christiansen said 2022.

Committee members voiced bipartisan support. Representative Reyer renewed the motion to re‑refer the bill to the General Register; the committee approved the motion by voice vote.

The bill text would change MNIGA practice; the committee did not adopt further amendments at the hearing. The committee did not record a roll‑call tally; the transcript records a voice vote with the chair announcing the motion prevailed.","The House Commerce, Finance and Policy Committee advanced House File 1014, a bill that would allow the Minnesota Insurance Guarantee Association to assume a policyholder exceeds the high-net-worth threshold if the policyholder does not return a requested affidavit within 60 days.","actionData","errors"]

Article not found

Committee lays over bill requiring state defrayal for new health benefit mandates after broad discussion

Committee re‑refers update to business corporations law after bar‑association backed presentation

Committee advances bill clarifying dealers may exhibit but not sell at auto shows

House committee sends MNIGA affidavit bill to General Register after bipartisan support