[{"_1":2,"_87":-5,"_88":-5},"loaderData",{"_3":4,"_26":27},"root",{"_5":6,"_17":10,"_18":19,"_20":21,"_22":10,"_23":-5,"_24":-5,"_25":10},"user",{"_7":8,"_9":10,"_11":10,"_12":-5,"_13":-5,"_14":15,"_16":-5},"roles",[],"isAuthenticated",false,"isPremium","planName","subscriptionStatus","featureFlags",{},"insightsBudget","isDevelopmentHost","userPreferences",{},"recaptchaSiteKey","6LcvOJcUAAAAAHsB-gPGfGktcRlKpH7OTIU_dMTD","isImpersonating","impersonation","affiliateStatus","isFreedomPortal","routes/v2/article/layout",{"_28":29,"_30":31},"notFound",true,"relatedArticles",[32,75],{"_33":34,"_35":36,"_37":38,"_39":40,"_41":42,"_43":44,"_45":46,"_47":48,"_49":50,"_51":52,"_53":54,"_55":56,"_57":58,"_59":60,"_61":62,"_63":64,"_65":66,"_67":68,"_69":70,"_71":68,"_72":73,"_74":73},"mediaId",6665179,"mediaKeyId","2363932-70424c55063518f13effec58199c6e79","parentId",2363932,"title","Janesville CDA warns Section 8 and other HUD-funded programs face uncertainty amid 2025 federal funding freeze","audioSeconds",92,"startMs",319870,"endMs",412475,"viewUrl","/Search/View?dp=1&key=2363932-70424c55063518f13effec58199c6e79&start=319&end=412","thumbnailUrl","https://assets.pipeline.soar.com/2363932-70424c55063518f13effec58199c6e79/thumbnail_319870.jpg","articleUrl","/articles/6665179/Janesville/Rock-County/Wisconsin/Janesville-CDA-warns-Section-8-and-other-HUD-funded-programs-face-uncertainty-amid-2025-federal-funding-freeze","mediaUrl","https://secure.pipeline.soar.com/6665179-a025f491b2a1debeafac85d456e445d2/orig.mp4?Expires=1771203140&Signature=EwSaeLuCFf21IGueUyZIc~7h~EG~Xds~xdwICtsh16DQuLMh~EngQvwow0RYKZwppr0s5NUQ-~Xtrs65WVCpEhAnLQni86gDDJoh1YJXwnyMlj8s9Lrj~JB3QSCS5W~K7Es2KzgDUevcOTsGenwDT8EdIVq83EpjJbb9kMDMtD2C~taSpWgdvNuWCo4Cvl5kiimNeeYA0VOmO67n-qZDxahusjDkO~oLlmDRZHB-lPo3GJWu9z0GqmVk96hXiZzKbSUphd~yGicd6OTai1wIim~SP3vxrW8vt7bCpWvnF3H3mAZQYWr1BJYZRtyf6QbErzUCfe58IMCPUcM5I1tseQ__&Key-Pair-Id=KUT5TJCACFTXG","author","Janesville","date","2025-02-19T00:00:00Z","article","CDA staff told the Janesville Community Development Authority that uncertainty from a 2025 federal funding freeze and the pending continuing resolution could disrupt HUD-funded programs, including Section 8 rental assistance. Staff emphasized the city has received January and February payments but had no assurance about March funding, and warned that the city may not be able to carry monthly Section 8 payouts for long without federal reimbursement.

\"We have no idea. We don't know,\" Kelly, a CDA staff member, said when describing the federal picture and the agency guidance the CDA has received. Kelly said HUD representatives had been instructed not to give local agencies guidance, leaving local staff with limited sources of reliable information.

Kelly said the city pays out roughly in the range of $280,000 to $290,000 per month for the program and that the city had received January and February funds but not confirmation for March. \"That will not be sustainable for the city to carry, while we wait and see what plays out,\" Kelly said. Staff also reported the CDA serves about 440 clients in Janesville who rely on rental assistance and noted there are roughly 1,500 people on the local Section 8 waiting list, as another member observed.

Board members asked whether unpaid federal payments would automatically trigger evictions or other cascading landlord-tenant effects; speakers discussed scenarios in which landlords might take action if subsidy payments stopped and noted downstream impacts could include increased demand on the local housing stock. One board member asked whether a pause in federal payments could force rents downward over time; staff responded that any such market response would likely take years to materialize and would not help families facing immediate inability to pay rent.

The CDA did not take formal action on the matter. Staff said March 14 would be an important date to watch for congressional action on a continuing resolution or a government shutdown, and that short-term contingency plans were limited. Kelly said staff were \"doing our best, and hoping for the best,\" and warned that without federal payments the city would face very difficult budget choices.

No public hearing or vote was held; the item was discussed to inform members and to prompt monitoring and contingency planning by staff.","mediaType","Video","parentTitle","Janesville - Community Development Authority - Feb 19, 2025","oneSentenceSummary","CDA staff told the Janesville Community Development Authority that a 2025 federal funding freeze and uncertainty about a continuing resolution could disrupt HUD-funded programs including Section 8 rental assistance.","taxTitle","Janesville, Rock County, Wisconsin","taxId",4654,"location","headline","","shortSummary",{"_33":76,"_35":36,"_37":38,"_39":77,"_41":78,"_43":79,"_45":80,"_47":81,"_49":82,"_51":83,"_53":84,"_55":56,"_57":58,"_59":85,"_61":62,"_63":64,"_65":86,"_67":68,"_69":70,"_71":68,"_72":73,"_74":73},6665183,"Janesville CDA approves option to convert several homeowner installment loans to deferred-payments at sale",262,50885,313170,"/Search/View?dp=1&key=2363932-70424c55063518f13effec58199c6e79&start=50&end=313","https://assets.pipeline.soar.com/2363932-70424c55063518f13effec58199c6e79/thumbnail_50885.jpg","/articles/6665183/Janesville/Rock-County/Wisconsin/Janesville-CDA-approves-option-to-convert-several-homeowner-installment-loans-to-deferred-payments-at-sale","https://secure.pipeline.soar.com/6665183-1f626afabc71c662cbea94bdac2aa515/orig.mp4?Expires=1771203140&Signature=ieU66y2gQ-lhSs48lc5pf9ZAxetX~cKpAzRytjr7qZ7dp1udnhyR6fWV6jBdxRxa~-~QN7NFLE-g5ePIxn0bkhwM3rRrmSb1Xsd8ODH9fAk8LTG7sYAoKGpHoz0maP992nOXICPH14U9Y7LA0iIOoRbGUG04Ivs2Imu9eHFTUE0GYrq1DgyACwUrlcPTHX3tgRdoPjMPYR6pzAzAORCSpK6ptyVjsjTjtiQyJ2nXM5mAq83qQF45b-QpeCNzvhnduaqQRMFnsqhysc51hzLAciNRMqJyuJsPGuZ5IrYdruwd0svL-kilkWtTzN6g29gte9S5Z37g3EfrKa6pmKcOsQ__&Key-Pair-Id=KUT5TJCACFTXG","The Janesville Community Development Authority voted to allow staff to convert existing homeowner installment loans that require monthly payments into deferred loans payable at the time of sale, a staff member told board members. The change was approved by voice vote after a motion and second; no roll-call tally was provided and the motion carried.

The change is intended to reduce administrative burden and make older loans consistent with the CDA’s current home-improvement program, which already records loans as deferred until sale. \"What you have, in front of you tonight is a request from staff...allow us to convert those over to, deferred until time of sale,\" Kelly, a CDA staff member, told the authority. Kelly said the conversion would be optional and staff would notify eligible borrowers.

Why it matters: converting installment loans to deferred liens can eliminate monthly payment obligations for borrowers, lower the visible mortgage balance on a property at a point in time, and reduce staff time spent manually tracking payments. Kelly said the change affects about six individuals and that loans are grant-funded through a mix of CDBG and HOME funds.

Under the proposal staff would satisfy the original mortgage and re-record a new mortgage for the remaining balance. Kelly provided a hypothetical: \"if they had a $25,000 mortgage, and they paid off $10,000 we'd satisfy that 25, and then we would just take out the mortgage on the 15 or 15,000. So it will show less, debt against their house as well.\" Kelly added the option is not mandatory: \"Anyone can make payments at any time if they want to, but they wouldn't have the requirement to do so.\"

A CDA member asked whether the city had experienced cases where a home's value fell and the city could not recoup loaned funds at sale; Kelly said the CDA has had foreclosures over the years but she was not aware of a case where the CDA did not ultimately receive funds back at sale. Kelly said staff generally confirm there is sufficient equity in a home before approving a project.

The motion to approve the change did not require a public hearing. A CDA member moved to approve the change and another member seconded; members voted by voice and the chair announced the motion carried. Kelly said staff would contact eligible borrowers \"tomorrow or the next day.\"","The Janesville Community Development Authority voted to allow staff to offer conversion of existing homeowner installment loans to deferred-payable-until-sale liens to reduce monthly administrative burden and align prior loans with current program practice. The option affects about six borrowers and is voluntary.","actionData","errors"]

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Janesville CDA warns Section 8 and other HUD-funded programs face uncertainty amid 2025 federal funding freeze

Janesville CDA approves option to convert several homeowner installment loans to deferred-payments at sale