Utah Senate passes Earned Wage Access Services Act with unanimous support

In a significant move for Utah's workforce, the Senate passed the Earned Wage Access Services Act during the March 4, 2025, session. The bill, known as Second Substitute House Bill 279, received overwhelming support with 26 votes in favor and none against, marking a pivotal step in financial reform for employees.

Senator Wilson, who presented the bill, emphasized that it establishes a regulatory framework for earned wage access (EWA) providers in Utah. This legislation allows workers to access their earned but unpaid wages in a fair and transparent manner, protecting them from exploitative financial practices. "Earned wage access is not a loan," Wilson clarified, highlighting that it is a distinct financial product recognized under state law. The bill ensures that users can only access wages they have already earned, with no interest or fees charged by EWA companies.

The passage of this bill is expected to enhance financial security for employees, allowing them to manage their earnings more effectively without falling into debt traps. Following the vote, the bill will be signed by the president and returned to the House for final approval.

In a brief interlude, the Senate also agreed to a 15-minute recess for a caucus meeting, indicating ongoing discussions among lawmakers about future legislative priorities. The swift passage of HB 279 reflects a growing recognition of the need for innovative financial solutions to support Utah's workforce.