County Commissioners propose unifying senior tax credits to simplify eligibility criteria

In a recent budget work session held by St. Mary's County officials, discussions centered around the potential restructuring of senior tax credits, aiming to simplify the current system and make it more accessible for residents. The meeting, which took place on March 5, 2025, highlighted the complexities of existing tax credits and the need for a streamlined approach that could better serve the county's senior population.

Commissioners expressed a desire to consolidate the three current tax credits into a single, more straightforward program. This proposed tax credit would maintain a maximum income limit of $60,000, aligning with state guidelines, while also considering adjustments to property value assessments. The conversation revealed a consensus among officials that the existing requirement for seniors to reside in the same home for 40 years was outdated and should be revised to allow for greater flexibility.

The dialogue also touched on the differences between state and county tax credit structures, particularly regarding income calculations. While the state operates on a gross income basis, county credits currently consider net taxable income, which could potentially exclude some eligible seniors. This inconsistency raised concerns among commissioners about the fairness and clarity of the tax credit system.

As the meeting progressed, officials emphasized the importance of ensuring that any changes would not inadvertently disadvantage seniors who rely on these credits. The goal is to create a unified tax credit that is easy to understand and apply for, thereby reducing confusion among residents.

Looking ahead, the commissioners plan to gather more data and feedback on the proposed changes, with the intention of presenting a refined plan in the coming weeks. The overarching aim is to enhance the financial support available to seniors in St. Mary's County, ensuring that those who qualify can benefit from the assistance they need without unnecessary barriers.