[{"_1":2,"_112":-5,"_113":-5},"loaderData",{"_3":4,"_26":27},"root",{"_5":6,"_17":10,"_18":19,"_20":21,"_22":10,"_23":-5,"_24":-5,"_25":10},"user",{"_7":8,"_9":10,"_11":10,"_12":-5,"_13":-5,"_14":15,"_16":-5},"roles",[],"isAuthenticated",false,"isPremium","planName","subscriptionStatus","featureFlags",{},"insightsBudget","isDevelopmentHost","userPreferences",{},"recaptchaSiteKey","6LcvOJcUAAAAAHsB-gPGfGktcRlKpH7OTIU_dMTD","isImpersonating","impersonation","affiliateStatus","isFreedomPortal","routes/v2/article/layout",{"_28":29,"_30":31},"notFound",true,"relatedArticles",[32,76,88,100],{"_33":34,"_35":36,"_37":38,"_39":40,"_41":42,"_43":44,"_45":46,"_47":48,"_49":50,"_51":52,"_53":54,"_55":56,"_57":58,"_59":60,"_61":62,"_63":64,"_65":66,"_67":68,"_69":70,"_71":72,"_73":74,"_75":74},"mediaId",6292798,"mediaKeyId","2525271-4d51083ad7c3dfec405e359257b18e4f","parentId",2525271,"title","Home Builders Association urges lawmakers to cut regulatory costs and broaden workforce pipeline","audioSeconds",1627,"startMs",2879000,"endMs",4506000,"viewUrl","/Search/View?dp=1&key=2525271-4d51083ad7c3dfec405e359257b18e4f&start=2879&end=4506","thumbnailUrl","https://assets.pipeline.soar.com/2525271-4d51083ad7c3dfec405e359257b18e4f/thumbnail_2879000.jpg","articleUrl","/articles/6292798/Michigan/Home-Builders-Association-urges-lawmakers-to-cut-regulatory-costs-and-broaden-workforce-pipeline","mediaUrl","https://secure.pipeline.soar.com/6292798-77a653222b7d6c22b521d3cb658f275e/orig.mp4?Expires=1775383274&Signature=Zhqb2fcP8iaYs4~FiaKaQTUyaBsz1DycwwTYbR0qG0ozPsVoWPS-ytFNSEKEkLOkEi3pf1v~BENDdO9kq74pdv3KasDwKvofRlERh9lAZEM2mhB1BikyiMYAS6BuKqwlrVFd2d5Q2dKSHJeZsYIL8vUedr2BMCAXymv8v1C8FPXKc9GYcyCyMACsuRhrtCYJgXLZunMdhaCkGdQA4CtDgK-i6MB0v5OEBDGSmBqkLlYivJTos1fnrujoMtlOS74VJQePGLkvpNuRh8KtUm9xmI8Qp5E3kqTN7NdrDrbIt-dYqQ9grLToZ~0~YhlPceE3GCOYU-85NIifZ5ETKVHmeg__&Key-Pair-Id=KUT5TJCACFTXG","author","Michigan House of Representatives","date","2025-03-06T00:00:00Z","article","Dawn Crandall, executive vice president of government relations for the Home Builders Association (HBA) of Michigan, told the House Regulatory Reform Committee that the state faces a substantial gap between housing supply and demand and that regulatory costs are a major component of home-price increases.

Crandall summarized association data showing an estimated national regulatory cost of about $94,000 per new home (presented to the committee as a national average), and she said Michigan’s estimated housing shortfall ranges from tens of thousands to roughly 44,000 units depending on the measure. She described a demographic challenge in the building trades—an aging licensed-workforce profile that the HBA says will leave fewer new builders entering the field.

Builders on the panel described practical barriers: local zoning provisions that mandate basements or minimum roof pitches, aesthetic requirements in municipal zoning that exclude more affordable building techniques, and the administrative cost and time of per-project appeals. They also raised concerns about code adoption timelines and a contested choice between proposed 2021 and 2024 model codes; panelists said the 2024 code provides more flexible ways to meet energy-efficiency goals and could be less costly overall than adopting the 2021 code.

Panelists gave several examples of regulation-related costs: requirements that add foundation or basement mandates, energy-code provisions with long payback periods, OSHA site-safety rules that make small remodeling jobs more labor-intensive, and municipal permitting and engineering review fees. Panelists also described workforce and training gaps and urged expanded vocational education and partnerships to attract workers into skilled trades.

Panelists asked lawmakers to consider housing impacts when drafting policy, to favor the 2024 model code approach for energy efficiency, and to work on zoning reforms and workforce development measures. Committee members asked specific follow-ups about the scope of licensed categories and the definition of a licensed builder in the HBA’s figures.

Documentation: testimony and a packet of district-level housing data were submitted and are recorded in the committee transcript.","mediaType","Video","parentTitle","Regulatory Reform 3/06/2025","oneSentenceSummary","Representatives from the Home Builders Association of Michigan and several builders told the Regulatory Reform Committee that regulatory costs, zoning limits on lot supply and a shrinking skilled-labor pipeline are major drivers of housing unaffordability; they urged code updates, workforce development and zoning reforms.","taxTitle","2025-2026 House Legislature MI, Michigan","taxId",77683,"location","Michigan","headline","","shortSummary",{"_33":77,"_35":36,"_37":38,"_39":78,"_41":79,"_43":80,"_45":81,"_47":82,"_49":83,"_51":84,"_53":85,"_55":56,"_57":58,"_59":86,"_61":62,"_63":64,"_65":87,"_67":68,"_69":70,"_71":72,"_73":74,"_75":74},6292803,"Manufactured and modular housing presented as part of solution to Michigan affordability gap",596,701000,1297000,"/Search/View?dp=1&key=2525271-4d51083ad7c3dfec405e359257b18e4f&start=701&end=1297","https://assets.pipeline.soar.com/2525271-4d51083ad7c3dfec405e359257b18e4f/thumbnail_701000.jpg","/articles/6292803/Michigan/Manufactured-and-modular-housing-presented-as-part-of-solution-to-Michigan-affordability-gap","https://secure.pipeline.soar.com/6292803-af0885bd37c2a186f6a768e7d788b46c/orig.mp4?Expires=1775383274&Signature=ci5YbMiaH193whTzLO0mwRKtIH3QW9Gxy8hbAoOoKtTHiKRj9PxN4wYCSruqsLITbA962chA90mBDUrSxtSmjZRAvFSdVQgM94zuxM4nLYbbtpMsnv~ukQSl7AllQm8~80mmpaljWqccyCUvjxRkS1iQN5v2I7iJMm6yeC78BmumCavqoPRy-o8VmgRNGBv9baBWe~57pnYrjh89KJS1Asb-rW~bDyxjLRMqIDg-kUZDbFwgixt7Cuq52ar4kL~ua9roqhx4GHe6n~8xXIsuO0CKSVRI6u61yYi~QIVbQ-J3C0FpgBWwZCXQy2mXKm-mGWtS~uH8LlCp1NSP6Cjzhw__&Key-Pair-Id=KUT5TJCACFTXG","John Lindley, president and CEO of the Michigan Manufactured Housing Association, and Marge Burns, owner of Germano Management, told the House Regulatory Reform Committee that factory-built housing—manufactured and modular homes—can expand affordable homeownership in Michigan if zoning and permitting barriers are addressed.

Lindley said modern manufactured and modular homes are built under federal HUD standards (1976 Manufactured Home Construction and Safety Standards) or under state residential building codes for modular units, and he described factory construction as faster and more weather-protected than site-built construction. A video played for the committee cited an average 2023 price for a new manufactured home in Michigan of just over $112,000 and contrasted that with a 2023 median price for a site-built single-family home cited in the video of nearly $275,000.

Burns described two communities the company owns—Sterling Estates in Adrian and Inverness Community in Temperance—that together house roughly 880 households. Lindley and Burns said Michigan is home to more than 1,200 manufactured-home communities and that factory-built housing provides homeownership opportunities across income levels.

Witnesses emphasized regulatory obstacles: local zoning that can exclude manufactured housing, minimum lot-size and design requirements that effectively bar factory-built options, varying permitting rules across jurisdictions, and the title-retirement process for manufactured homes installed on private land (affidavit of fixture) that converts a titled manufactured home to real property when affixed. Burns described common lot-lease community models and explained that lot fees typically cover services such as trash collection, snow removal, community facilities and the community owner’s property tax on the land; in that model, the homeowner commonly owns the dwelling but leases the land.

Committee members raised questions about quality, resale value and permitting; witnesses said modern manufactured and modular homes meet safety and code requirements, can appreciate when installed on private land and affixed to permanent foundations, and that permitting timelines and local design restrictions are among the main barriers to broader use.

No committee vote on manufactured-housing policy was recorded in the transcript; witnesses offered to provide additional tours and information to legislators.

Documentation: testimony, video excerpts, and committee questions are recorded in the meeting transcript.","Representatives heard from the Michigan Manufactured Housing Association that modern manufactured and modular homes are affordable, meet HUD and state codes, and that zoning and permitting barriers limit wider adoption. Witnesses urged incentives for pro-growth zoning and tours of factory-built housing for lawmakers.",{"_33":89,"_35":36,"_37":38,"_39":90,"_41":91,"_43":92,"_45":93,"_47":94,"_49":95,"_51":96,"_53":97,"_55":56,"_57":58,"_59":98,"_61":62,"_63":64,"_65":99,"_67":68,"_69":70,"_71":72,"_73":74,"_75":74},6292807,"Pawnbrokers reintroduce bills to raise allowable monthly charge, cite enforcement gaps",295,2556000,2851000,"/Search/View?dp=1&key=2525271-4d51083ad7c3dfec405e359257b18e4f&start=2556&end=2851","https://assets.pipeline.soar.com/2525271-4d51083ad7c3dfec405e359257b18e4f/thumbnail_2556000.jpg","/articles/6292807/Michigan/Pawnbrokers-reintroduce-bills-to-raise-allowable-monthly-charge-cite-enforcement-gaps","https://secure.pipeline.soar.com/6292807-78d154a02c78373acaccae7523033b90/orig.mp4?Expires=1775383274&Signature=Y6r~6G4OsFBtDgZR~8bPUz6dHe~sDhbUrrHbazC5l4LO5rewLuofpvp-SRIK~6XPdEGFeddf9So0lfkCyGfWYlqHto~3MG0-VtfO9EEz8RuoV8Tlz2sgAy5WBo8jepTPMa7RA3XHyps4Cb41Ma6KL3WrfBGgjPQF5TAdxxTyiFPR~CgrJN5SDVIoVx3Xm4ioeDmBp1IHX-0yFaRLS4ZLizktcu16AE3l0NEwBs6DXZU6NW41fFbzMckxHvMrfRnSllkf-IF-16agp9aNexhNSjx8h5YeZLpuZ5XBH-tIRyTjLUcdmYOXSyGlABEdQ2vSQaFi87T04v~4MLI0drtJNA__&Key-Pair-Id=KUT5TJCACFTXG","Mark Aubrey, president of the Michigan Pawnbrokers Association, told the House Regulatory Reform Committee that his industry is reintroducing two bills—House Bills 4115 and 4116—that previously passed the Legislature but did not become law.

Aubrey said the bills, sponsored in the House by the committee chair and Vice Chair Liberati, are identical to measures that the committee previously advanced and that were on the governor’s desk in the prior session; the governor returned the legislation with a request for additional consumer protections. Aubrey said the reintroduced bills include added consumer protections and seek to increase the legally allowable monthly charge for pawnbroker loans from 3% to 5%.

Aubrey described long-term pressure on the industry from rising costs and said that Michigan’s statutory limits have not been adjusted “for over 120 years” in effect, leaving pawnbrokers with one of the lowest allowable rates in the nation. He said the low cap has contributed to an illicit market in which some resellers use resale licenses to buy and resell goods at substantially higher effective rates, which he framed as a consumer-protection and enforcement problem.

Aubrey told the committee the bills had bipartisan support in the previous session and that this is the third time the measures have been advanced through both chambers; he urged the committee to move the bills forward. Committee members asked clarifying questions about the differences between a pawnbroker license and a resale license, and about the prior action on the bills by the governor’s office.

No committee vote on HB 4115 or HB 4116 was recorded in the transcript provided; testimony concluded with Aubrey offering to answer additional questions.

Documentation: Aubrey’s testimony and committee questions are recorded in the committee transcript.","Representatives heard testimony from the Michigan Pawnbrokers Association reintroducing bills (House Bills 4115 and 4116) to raise the monthly charge cap in the pawn statute from 3% to 5% and to add consumer protections; witnesses said the current cap is outdated and has encouraged illicit resale activity.",{"_33":101,"_35":36,"_37":38,"_39":102,"_41":103,"_43":104,"_45":105,"_47":106,"_49":107,"_51":108,"_53":109,"_55":56,"_57":58,"_59":110,"_61":62,"_63":64,"_65":111,"_67":68,"_69":70,"_71":72,"_73":74,"_75":74},6292812,"Regulatory Reform Committee reports two bills to the House; roll calls recorded",67,423000,490000,"/Search/View?dp=1&key=2525271-4d51083ad7c3dfec405e359257b18e4f&start=423&end=490","https://assets.pipeline.soar.com/2525271-4d51083ad7c3dfec405e359257b18e4f/thumbnail_423000.jpg","/articles/6292812/Michigan/Regulatory-Reform-Committee-reports-two-bills-to-the-House-roll-calls-recorded","https://secure.pipeline.soar.com/6292812-1a952501a673e51550880afb8c6933e9/orig.mp4?Expires=1775383274&Signature=fms-Fbdgt4aJRkQNrToTQv335T~c-CQpdaGGwiN5GVtAtdUYNHp5~QTOoHqSyjMv~9R9hkpwNqnnBdvMmRjgcOtbzIHrxUnY-lgknYkjy0Tj9BVoN8cQuDJE4wR~cDD7hvfKRykjpUrpbyF1V-Lz2NPcTLzZBlQjm~1AeW5zaMNsxssKiOrU4NH42v2HW8gXoX1a7Rw0NkgospApbW-qRJ2UjMUXbf2ivnNGqTu9c5RJyEdv9M2yZ9nyLwQjVoIJWBhP8mBAz8YihZSsPAkjYqs42jzcBHp9hdApG3ZP-UKKXuKUYziFDyFO3wMConoJCRfXa32BsAcH6p796KxFMA__&Key-Pair-Id=KUT5TJCACFTXG","The House Regulatory Reform Committee on [date not specified] reported House Bill 4004 and House Bill 4065 (substitute H-1) to the full House with committee recommendations after formal roll-call votes.

The committee chair, Chair Aragona, called for the roll on both items. Representative Wozniak moved to report House Bill 4004. The clerk recorded the roll call and announced the committee had 15 members present; the clerk later recorded the result as 15 yeas, 0 nays. The chair stated, “House bill 4004 is reported with recommendation.”

Representative Carter moved adoption of substitute H-1 to House Bill 4065; the clerk recorded the substitute’s adoption as 14 yeas, 0 nays, 1 passed (one member recorded as passing during that roll call). Representative Thompson then moved to report House Bill 4065 as substituted; the subsequent roll call produced a recorded result of 15 yeas, 0 nays, and Chair Aragona announced, “House 4065 is reported with recommendation of substitute H-1.”

Votes at a glance:
- House Bill 4004 — Motion: Representative Wozniak moved to report HB 4004. Committee outcome: reported with recommendation. Roll-call result (as recorded by the clerk): 15 yeas, 0 nays.
- House Bill 4065 (substitute H-1) — Motion to adopt substitute: Representative Carter moved to adopt substitute H-1; Motion to report as substituted: Representative Thompson moved to report HB 4065 as substituted. Committee outcome: substitute adopted; bill reported with recommendation. Recorded roll-call results: substitute adoption 14 yeas, 0 nays, 1 pass; final report 15 yeas, 0 nays.

Roll-call participants (as recorded during the proceedings): Chair Aragona; Representative Fairbairn; Representative Wozniak; Representative Wenzel; Representative Tisdale; Representative Hoadley; Representative Regis; Representative Thompson; Representative Linton; Representative Liberati; Representative Carter; Representative Whitworth; Representative Neely; Representative Devendorf; Representative Grant; Representative Steven Dorff. The clerk performed the roll calls and announced the tallies.

The committee moved on after reporting these bills; no additional committee amendments or defeats were announced on the floor of the committee during this session.

Documentation: the clerk’s roll-call statements and Chair Aragona’s announcements are recorded in the committee transcript.","The House Regulatory Reform Committee voted to report House Bill 4004 and House Bill 4065 (as substituted) to the full House with recommendations. Roll-call votes were taken and recorded by the clerk.","actionData","errors"]

Article not found

Home Builders Association urges lawmakers to cut regulatory costs and broaden workforce pipeline

Manufactured and modular housing presented as part of solution to Michigan affordability gap

Pawnbrokers reintroduce bills to raise allowable monthly charge, cite enforcement gaps

Regulatory Reform Committee reports two bills to the House; roll calls recorded