Senate Bill 981, introduced in the Maryland Legislature on March 11, 2025, aims to enhance financial assistance accessibility for patients facing hospital bills. The bill mandates that hospitals provide clear notifications to patients regarding their rights to apply for financial assistance before discharge. This includes a requirement for hospitals to inform patients that they have up to 240 days to apply for assistance after receiving their initial bill.

Key provisions of the bill stipulate that hospitals must ensure patients, or their authorized representatives, acknowledge receipt of this notice prior to discharge. If a patient opts not to apply for financial assistance at that moment, the acknowledgment must indicate that they retain the right to apply within the specified 240-day period. Additionally, hospitals are required to consider any changes in a patient’s financial circumstances during this timeframe, provided the patient notifies the hospital of such changes.

The bill has sparked discussions among lawmakers and healthcare advocates, with supporters arguing that it will alleviate financial burdens on patients and promote transparency in hospital billing practices. Critics, however, express concerns about the potential administrative burden on hospitals and the feasibility of implementing these requirements effectively.

The implications of Senate Bill 981 are significant, as it addresses the growing issue of medical debt, which affects many individuals and families across Maryland. By ensuring that patients are informed of their rights and options, the bill seeks to create a more equitable healthcare system. As the legislative process continues, stakeholders are closely monitoring the bill's progress and potential amendments that may arise during discussions.