Texas board approves student loan repayment assistance for rural attorneys

On March 14, 2025, Texas lawmakers introduced House Bill 5211, aimed at addressing the growing issue of student loan debt among attorneys serving in rural areas. The bill proposes a structured loan repayment assistance program specifically for attorneys employed as prosecutors or public defenders in rural counties, as well as those representing indigent clients.

The key provisions of House Bill 5211 outline eligibility criteria for attorneys seeking assistance. Applicants must hold a law degree from an accredited institution, be licensed to practice in Texas, and have an outstanding student loan balance. Additionally, they must be employed full-time or part-time in qualifying roles that serve rural communities, averaging at least 15 hours per week. The bill stipulates that eligible loans must not be in default at the time of application.

The repayment assistance is tiered over a four-year period, with attorneys potentially receiving up to $180,000 in total assistance. The program would cover a significant percentage of loan payments, starting at 60% in the first year and increasing to 100% by the third year. This financial support aims to alleviate the burden of student debt, encouraging legal professionals to work in underserved areas where legal representation is critically needed.

Debate surrounding House Bill 5211 has focused on its potential impact on rural legal services and the feasibility of funding such a program. Proponents argue that the bill could help attract and retain attorneys in rural regions, thereby improving access to justice. Critics, however, express concerns about the long-term sustainability of the funding and whether it adequately addresses the broader issues of student debt in the legal profession.

The implications of this bill extend beyond individual attorneys; it could reshape the landscape of legal services in rural Texas. Experts suggest that by incentivizing legal careers in these areas, the bill may lead to improved legal outcomes for residents who currently face challenges in accessing representation.

As House Bill 5211 progresses through the legislative process, its supporters will need to address concerns raised during discussions to ensure its successful implementation. The bill represents a significant step towards enhancing legal support in rural communities while tackling the pressing issue of student loan debt among new attorneys.