[{"_1":2,"_124":-5,"_125":-5},"loaderData",{"_3":4,"_26":27},"root",{"_5":6,"_17":10,"_18":19,"_20":21,"_22":10,"_23":-5,"_24":-5,"_25":10},"user",{"_7":8,"_9":10,"_11":10,"_12":-5,"_13":-5,"_14":15,"_16":-5},"roles",[],"isAuthenticated",false,"isPremium","planName","subscriptionStatus","featureFlags",{},"insightsBudget","isDevelopmentHost","userPreferences",{},"recaptchaSiteKey","6LcvOJcUAAAAAHsB-gPGfGktcRlKpH7OTIU_dMTD","isImpersonating","impersonation","affiliateStatus","isFreedomPortal","routes/v2/article/layout",{"_28":29,"_30":31},"notFound",true,"relatedArticles",[32,76,88,100,112],{"_33":34,"_35":36,"_37":38,"_39":40,"_41":42,"_43":44,"_45":46,"_47":48,"_49":50,"_51":52,"_53":54,"_55":56,"_57":58,"_59":60,"_61":62,"_63":64,"_65":66,"_67":68,"_69":70,"_71":72,"_73":74,"_75":74},"mediaId",6125864,"mediaKeyId","2674438-a5d3e2a35be1bafd79f13784a13c14c7","parentId",2674438,"title","Committee clears bill to clarify creditor exemptions for life insurance and annuity payouts","audioSeconds",322,"startMs",2488000,"endMs",2810000,"viewUrl","/Search/View?dp=1&key=2674438-a5d3e2a35be1bafd79f13784a13c14c7&start=2488&end=2810","thumbnailUrl","https://assets.pipeline.soar.com/2674438-a5d3e2a35be1bafd79f13784a13c14c7/thumbnail_2488000.jpg","articleUrl","/articles/6125864/Tennessee/Committee-clears-bill-to-clarify-creditor-exemptions-for-life-insurance-and-annuity-payouts","mediaUrl","https://secure.pipeline.soar.com/6125864-861e34ac1f2ca8c473fbc1e0059c525e/orig.mp4?Expires=1775905774&Signature=M5GsxTYVajRwg-EiuvvxGDIvMCNt--mHHYR5xQHfd99uhqWdednjcIvewxx9tEhS~rbiX3jeBSR1m8-U93GJSjC9qVM7TbVMhNqmjkgzv8gJPMotA0Mzunbani~SRaBeKsv5rOu6bOxWAn45BAkGgdZ6TRmDe573hj~G6FaHv0ytUhC9Iv77AmZwvoMbrdhuZ4m2jEMrM8arlGnps7CMHPm9cTcwP6rU9GuisMuRckXzWx7ZsghGYoQRqgDEqTepynAk2pAhbFgaDJHWhjlW8P4vbhQ6uzNrZQd55uWSLW0r5qUPsXvDfIFFtZ9eVd8q5Avb0NmSFJn9FKagi2OhNg__&Key-Pair-Id=KUT5TJCACFTXG","author","TN State Legislature","date","2025-03-18T00:00:00Z","article","The Commerce and Labor Committee voted unanimously to move Senate Bill 11 06 out of committee. The bill, carried by Senator Kyle, would clarify that Tennessee Code section 50-6-7203's exemption for amounts payable under life insurance and annuity contracts extends to all claims of creditors and explicitly lists methods of enforcement—\"execution, attachment, garnishment, or seizure.\"

Sponsor Senator Kyle and two witnesses told the committee the statute dates to the early 20th century and that courts have recently read ambiguities into the language. Tamara Hill testified the bill \"doesn't change anything. It just clarifies it and says, we said a hundred years ago this stuff was exempt.\" Darlene Tucker, a certified financial planner, said the change \"eliminates the distinction that one court has now created\" and would give financial planners greater certainty to advise clients.

Committee members asked whether the bill applies prospectively; Senator Kyle replied it applies prospectively and does not interfere with existing deeds of trust. The clerk recorded eight ayes and the bill was moved to the next committee listed on the calendar per the clerk's announcement.

— Ending note: The committee advanced SB 11 06 with unanimous support and recorded the sponsor's intent to clarify statutory language protecting beneficiary-designated insurance and annuity payments.","mediaType","Video","parentTitle","Senate Commerce and Labor Committee\tMar 18, 2025\t12:55 PM","oneSentenceSummary","The Commerce and Labor Committee unanimously approved Senate Bill 11 06 to clarify that life insurance and annuity payments designated for beneficiaries are exempt from creditors' claims, and to specifically list enforcement methods that are excluded.","taxTitle","Commerce and Labor, Senate, Committees, Legislative, Tennessee","taxId",36488,"location","Tennessee","headline","","shortSummary",{"_33":77,"_35":36,"_37":38,"_39":78,"_41":79,"_43":80,"_45":81,"_47":82,"_49":83,"_51":84,"_53":85,"_55":56,"_57":58,"_59":86,"_61":62,"_63":64,"_65":87,"_67":68,"_69":70,"_71":72,"_73":74,"_75":74},6125869,"Committee approves bill to raise TennCare ambulance reimbursements and assessment",118,2257000,2375000,"/Search/View?dp=1&key=2674438-a5d3e2a35be1bafd79f13784a13c14c7&start=2257&end=2375","https://assets.pipeline.soar.com/2674438-a5d3e2a35be1bafd79f13784a13c14c7/thumbnail_2257000.jpg","/articles/6125869/Tennessee/Committee-approves-bill-to-raise-TennCare-ambulance-reimbursements-and-assessment","https://secure.pipeline.soar.com/6125869-2512c5688c47b50b011c90c9bdbfd5be/orig.mp4?Expires=1775905774&Signature=Xil8hyoXsiKdLu4bKyomtlOIzrpA~iGzWZ1mhlPgRuYMc-IuenNxueYptrOqES9WHl5Qg6jMlKkpTVgN6xVsIK11Ey5u32ZwXxlTVV7J~bYV3m1CI47BjY6bSNl3lmbAYVAEWWK40afbEeQqFd2rS2~j7HZbVYbcBo~YwCk3zMgsveHFshJjzdE7JRRmpCsqvyqEno-ovNfbBeqTEl630KS3hG0L8~gPHtyJmtYA-SNCc385ymrgM6vmyjZ4DjmLz8PxIuX92Mrd8Vsy-0Tq6OZRxl-4KuhuQPaFuEzIvysTH2HsU59UD4AhwOQQZs61VTjg-GgvPRzclS92DYUUaA__&Key-Pair-Id=KUT5TJCACFTXG","The Senate Commerce and Labor Committee unanimously approved Senate Bill 210 on Tuesday and referred the measure to the Finance Committee.

Senator Jackson presented the bill and an amendment (drafting code 005322) that the chair said \"makes the bill.\" As amended, the measure increases TennCare reimbursement rates for both emergency and nonemergency ground ambulance transports and adjusts the ambulance assessment that funds those reimbursements. \"The purpose of this bill is to further sustain and protect the ambulance services provided across the state, as costs have continued to rise,\" Senator Jackson told the committee, adding that many ambulance services operate at a loss.

The committee moved the amendment by voice and then voted on final passage. The clerk recorded eight ayes: Senators Johnson, Reeves, Sutherland, Stevens, Taylor, Watson, Yeager and Chairman Bailey. The item will be considered next by the Finance Committee, per the chair.

The sponsor and the committee noted the bill carries a substantial fiscal note; members said the legislation was intended to shore up rural ambulance services and to reflect rising operational costs.

— Ending note: With unanimous committee passage, the bill now advances to the Finance Committee for further fiscal review.","Senate Bill 210, intended to increase TennCare reimbursement rates for ground ambulance services and adjust the ambulance assessment, passed the Commerce and Labor Committee and will go to Finance. Sponsors cited struggling rural ambulance services and rising operating costs.",{"_33":89,"_35":36,"_37":38,"_39":90,"_41":91,"_43":92,"_45":93,"_47":94,"_49":95,"_51":96,"_53":97,"_55":56,"_57":58,"_59":98,"_61":62,"_63":64,"_65":99,"_67":68,"_69":70,"_71":72,"_73":74,"_75":74},6125873,"Committee approves bill to allow online posting of foreclosure notices; press groups warn of reduced visibility",854,1353000,2207000,"/Search/View?dp=1&key=2674438-a5d3e2a35be1bafd79f13784a13c14c7&start=1353&end=2207","https://assets.pipeline.soar.com/2674438-a5d3e2a35be1bafd79f13784a13c14c7/thumbnail_1353000.jpg","/articles/6125873/Tennessee/Committee-approves-bill-to-allow-online-posting-of-foreclosure-notices-press-groups-warn-of-reduced-visibility","https://secure.pipeline.soar.com/6125873-c508a88944de620749e554a00908f03a/orig.mp4?Expires=1775905774&Signature=SsD1rAKJE3d67LelzHEWiNqKb6J0Ex7bdVDzTiEbE4uCuh0IgbO~szcrM~eomUqEZpsWddwfxq3ekarcUiwtvl4AUGMXKTIhvnZ~K6MQqtgN2xogafmHuEc-qGzW8W0fG8WTTGjwOwg19wPipJCQzti~RzkZt0pmcuxf4iDrvcK3Xw-6zJJsS5Z0oeIA5CKE~Np~ZHezKMbDX8y3J2zDoXzxhybNKc5Z9LeSFGyk8NbIGqB9BwaLtGiSvaSDYUbakBV584si85H2fb8ZPU93PJ8l-nfxF5ZYgYL~kDkhCYeVOXMnJkrimnVSR~bAMBtPKjubyHr75Zt4MdQ02XrjKw__&Key-Pair-Id=KUT5TJCACFTXG","The Senate Commerce and Labor Committee on Tuesday voted 5-3 to advance Senate Bill 7 27, the Modernizing Tennessee Foreclosure Act, as amended, sending the measure to the Judiciary Committee.

The bill, sponsored by Senator Lowe, replaces part of Tennessee’s foreclosure notice framework by permitting a single printed notice while allowing vendors to post foreclosure and postponement notices on a third-party internet site. \"This brings [foreclosure notices] into the modern age by adding a requirement that foreclosure notices and notices of postponement be posted online,\" Senator Lowe told the committee during his presentation.

Supporters, including banking and mortgage industry groups identified by the sponsor, said the bill would expand access to online bidding for foreclosure auctions and reduce reliance on print notice requirements that can be outdated.

Opponents, led by the Tennessee Press Association and local newspaper owners, urged the committee to reject the change or keep stronger print requirements. Mark Millsap, executive director of the Tennessee Press Association, said changing the statutory print requirement from three notices to one \"means there will be less transparency for property owners, consumers, newspaper readers, in regard to properties that are being foreclosed on,\" and warned, \"Less people are gonna see the notice.\" Dave Gould of Main Street Media of Tennessee said many local papers are Tennessee-owned and that the bill risks sending notice revenue out of state.

Committee members pressed the sponsor on several points, including whether newspapers could continue to use their own online platforms for notices and whether postponement postings would be required online. Senator Lowe responded the bill \"doesn't prevent newspapers from venturing into providing a service like that\" and said the bill adds, rather than removes, the existing postponement-notice requirement.

Senators voting in favor were Reeves, Stevens, Taylor, Watson and Chairman Bailey; Senators Johnson, Sutherland and Yeager voted no. The committee recorded the motion to add amendment drafting code 005265 and then to move the bill as amended to Judiciary.

The bill’s language leaves the definition of a \"third-party posting company\" unspecified; committee members and witnesses raised concern about how members of the public will find notices posted on unspecified third-party sites and noted that some rural Tennesseans lack reliable internet access. Proponents said the private market can provide distribution services but did not identify specific vendors to the committee.

With the amendment and the committee vote, Senator Lowe will have the opportunity to present the measure in Judiciary.

— Ending note: The committee hearing included public testimony limited by the chair; the bill’s next procedural stop will be the Judiciary Committee if the sponsor pursues it there.","The Senate Commerce and Labor Committee approved Senate Bill 7 27, the Modernizing Tennessee Foreclosure Act, moving it to the Judiciary Committee after adding an amendment to permit one printed notice and require online posting. Newspaper groups argued the change will reduce public visibility, especially in areas with limited internet access.",{"_33":101,"_35":36,"_37":38,"_39":102,"_41":103,"_43":104,"_45":105,"_47":106,"_49":107,"_51":108,"_53":109,"_55":56,"_57":58,"_59":110,"_61":62,"_63":64,"_65":111,"_67":68,"_69":70,"_71":72,"_73":74,"_75":74},6125855,"Committee delays vote on telehealth access for buprenorphine; sponsors seek more review",2002,3489000,5491000,"/Search/View?dp=1&key=2674438-a5d3e2a35be1bafd79f13784a13c14c7&start=3489&end=5491","https://assets.pipeline.soar.com/2674438-a5d3e2a35be1bafd79f13784a13c14c7/thumbnail_3489000.jpg","/articles/6125855/Tennessee/Committee-delays-vote-on-telehealth-access-for-buprenorphine-sponsors-seek-more-review","https://secure.pipeline.soar.com/6125855-5962a6de266c539afdb43a0d8a0ab0b5/orig.mp4?Expires=1775905774&Signature=oY1FZi0zBrKISbXdD1LzB7b6J4Sfh5RXrQ4qqw1JwMl4ttXxAUgeWbDsiavlxzWhmiyPX2mnKoky64-UYCArxfkKG3Fz8rsDLEfvgLtIVSlvZrfiyj6Qm9fiL51NK2OUEL5mxYl4g5hATI45tgkfs8E69Vu077nt3FzYCMgEMtgJEFMDpncys~mfR9dA1o8IRddGAG3sBGBflPbrRskvU6AN7SxSu7j5X4bntGTGjRhFa5GGvwZpc82XWjJadnUhqS2DJdUcbIjWZXspIPLWzUo~RwAImj7r8aiUw8svWN2aA-DsJ7O3PpQ0AJg9Tpgj6n~iOTE8GemJgeY~LF~tNg__&Key-Pair-Id=KUT5TJCACFTXG","Senate Bill 12 08, a measure to allow medically supervised buprenorphine treatment for opioid use disorder to be provided via telehealth without an initial in-person visit, drew extended discussion in the Commerce and Labor Committee and was rolled to the hill of the calendar for further consideration.

Sponsor Senator Yarbrough told the committee the change aims to remove a barrier that prevents patients—especially in rural areas—from accessing medication-assisted treatment (MAT). \"This bill does not change who can provide this service,\" Yarbrough said, adding the bill keeps existing licensing, presence and regulatory requirements for entities and clinicians that provide MAT.

Dr. Chad Elkin, board-certified in addiction medicine and advocacy chair for the Tennessee Society of Addiction Medicine, urged support and said telehealth \"has proven to increase access and has also been proven to increase patient retention while remaining safe and highly effective.\" He added, \"My job, my number 1 job is to save people's lives,\" and described buprenorphine (commonly known as Suboxone) as the gold standard for medication-assisted treatment.

Committee members asked detailed questions about who may prescribe via telehealth, whether in-person visits would still be required under federal rules, and about patient safeguards such as counseling and drug screening. Witnesses and the sponsor noted existing state and federal controls remain in force; the DEA has issued federal guidance that affects tele-prescribing of controlled substances.

Chairman Bailey, after discussion, accepted a request to \"roll\" the bill to the hill of the calendar to allow members time to review federal rules and consult experts. The committee did not take a final vote during the hearing.

— Ending note: Committee members signaled concern about ensuring safeguards and preventing overuse; sponsor asked for additional time and the item was deferred for follow-up prior to a future vote.","Senate Bill 12 08, which would allow patients receiving buprenorphine for opioid use disorder to start or continue treatment via telehealth without an in-person visit, was discussed at length and rolled to the \"hill of the calendar\" to allow further review and questions from members.",{"_33":113,"_35":36,"_37":38,"_39":114,"_41":115,"_43":116,"_45":117,"_47":118,"_49":119,"_51":120,"_53":121,"_55":56,"_57":58,"_59":122,"_61":62,"_63":64,"_65":123,"_67":68,"_69":70,"_71":72,"_73":74,"_75":74},6125860,"Committee rejects bill that would let local governments create rental-property registries",786,3142000,3928000,"/Search/View?dp=1&key=2674438-a5d3e2a35be1bafd79f13784a13c14c7&start=3142&end=3928","https://assets.pipeline.soar.com/2674438-a5d3e2a35be1bafd79f13784a13c14c7/thumbnail_3142000.jpg","/articles/6125860/Tennessee/Committee-rejects-bill-that-would-let-local-governments-create-rental-property-registries","https://secure.pipeline.soar.com/6125860-947c64cc81fcc543a7d29ebd18c87d1d/orig.mp4?Expires=1775905774&Signature=Fm2EkiA-IVBpUo-x2skwYIofub5i6l6GkrwUE1NzeNRnxYt510BIqT~3mbJJbmUMnCy5XZSBUzrdP3TpB4DNKDKcsTKkXcrgCE~AFZ0ROI6mAzRD1y9FZg~cuFF1BrIGeQPsJIC5voL6R6QGOl-wqK0Wwe6iuuGawqxLrzBTjWSbR2peOGivFM31z4H8lXls-1J85VNYQTjkrmULilLFTitHH~CEnfWesNf1eSZtp8ixuy6ceqz9ACJALA9nEazGRmJrdXhWrhY8FR4-xRP97E-9lE1cXQI8TrRv8lX9LdI3KXMPHNdW1HdNz6MvkfAG~ujMhh8-zKP2BVXL4hxH7w__&Key-Pair-Id=KUT5TJCACFTXG","Senate Bill 592 failed in the Commerce and Labor Committee on a recorded vote after testimony and debate.

The bill, sponsored by Senator Wally, would have permitted—on a permissive basis—cities and counties to adopt an ordinance or resolution creating a residential rental property registry (excluding short-term rentals). The sponsor said the registry would provide municipalities a way to notify property owners about emergencies, storm damage and maintenance obligations, and said it was targeted at larger absentee landlords or conglomerate owners buying up neighborhoods.

Senator Wally described the proposed registry form as including the property address, a point of contact name and phone number, and allowed local governments to charge a nominal fee not to exceed $10 per form; failing to submit could trigger a $50 fine after notice and a chance for a hearing. \"This bill proposes just a common sense solution to allow more direct and immediate communication between the municipality or county and the owner of the residential rental property,\" he said.

Addison Russell, representing the realtors, said the association opposed the bill \"from a private property rights standpoint\" and questioned the effectiveness of similar programs, noting compliance difficulties in Davidson County. The Tennessee Municipal League and other municipal groups were listed as supporters, but the committee heard public opposition from realtors.

After debate and a recorded roll call, the clerk announced the bill failed with six no votes and one aye. The committee minutes show the final tally as 6 no, 1 aye and the bill did not move forward.

— Ending note: The bill was permissive for local governments but failed after concerns about private property registration and compliance were raised.","Senate Bill 592, which would have permitted cities and counties to adopt residential rental property registries (with a capped fee), failed in committee after opposition from realtors and concerns about property-rights and compliance.","actionData","errors"]

Article not found

Committee clears bill to clarify creditor exemptions for life insurance and annuity payouts

Committee approves bill to raise TennCare ambulance reimbursements and assessment

Committee approves bill to allow online posting of foreclosure notices; press groups warn of reduced visibility

Committee delays vote on telehealth access for buprenorphine; sponsors seek more review

Committee rejects bill that would let local governments create rental-property registries