Indiana's Senate Bill 366, introduced on April 9, 2025, aims to bolster protections for school corporation employees by establishing a self-insurance program. This initiative seeks to shield educators and staff from liabilities such as false imprisonment, false arrest, libel, and slander that may arise during their employment.

Key provisions of the bill include the ability for school corporations to participate in state employee health plans, purchase insurance, or maintain a self-insurance program that covers various health-related expenses, including accident and dental coverage. Notably, the self-insurance plan must incorporate an aggregate stop-loss provision, ensuring financial safeguards for the school corporations involved.

The bill has sparked discussions among lawmakers, particularly regarding its potential financial implications for school budgets. Proponents argue that the self-insurance program could lead to significant savings in insurance premiums, while critics express concerns about the adequacy of coverage and the risks associated with self-insurance models.

As the bill progresses through the legislative process, its implications could reshape how Indiana's school corporations manage employee liabilities and health benefits. If passed, it may set a precedent for similar initiatives in other states, reflecting a growing trend towards self-insurance in public sectors. The next steps will involve further debates and potential amendments as lawmakers weigh the benefits against the risks of this significant legislative move.