[{"_1":2,"_100":-5,"_101":-5},"loaderData",{"_3":4,"_26":27},"root",{"_5":6,"_17":10,"_18":19,"_20":21,"_22":10,"_23":-5,"_24":-5,"_25":10},"user",{"_7":8,"_9":10,"_11":10,"_12":-5,"_13":-5,"_14":15,"_16":-5},"roles",[],"isAuthenticated",false,"isPremium","planName","subscriptionStatus","featureFlags",{},"insightsBudget","isDevelopmentHost","userPreferences",{},"recaptchaSiteKey","6LcvOJcUAAAAAHsB-gPGfGktcRlKpH7OTIU_dMTD","isImpersonating","impersonation","affiliateStatus","isFreedomPortal","routes/v2/article/layout",{"_28":29,"_30":31},"notFound",true,"relatedArticles",[32,76,88],{"_33":34,"_35":36,"_37":38,"_39":40,"_41":42,"_43":44,"_45":46,"_47":48,"_49":50,"_51":52,"_53":54,"_55":56,"_57":58,"_59":60,"_61":62,"_63":64,"_65":66,"_67":68,"_69":70,"_71":72,"_73":74,"_75":74},"mediaId",6608649,"mediaKeyId","2937100-1f7a67cf59d248d3465b4fbf11732960","parentId",2937100,"title","SB 583 moved on consent in Senate Insurance Committee","audioSeconds",182,"startMs",116000,"endMs",298702,"viewUrl","/Search/View?dp=1&key=2937100-1f7a67cf59d248d3465b4fbf11732960&start=116&end=298","thumbnailUrl","https://assets.pipeline.soar.com/2937100-1f7a67cf59d248d3465b4fbf11732960/thumbnail_116000.jpg","articleUrl","/articles/6608649/California/SB-583-moved-on-consent-in-Senate-Insurance-Committee","mediaUrl","https://secure.pipeline.soar.com/6608649-732db9fc210b9849f0c4522cb28b2982/orig.mp4?Expires=1775878150&Signature=TYT27quQWxdzH-CfX6VqJdWwOVXHg7T6saGobKzOrh724GIWrXu0uuIvOU045zCr-~1IH1agC9mZZWV8T4486sRopRa9AKIfDtqGUTjBxwkhpIzZw0trKBon8uk7TQDpEqiCFBqtyrxVrB4gpX2zX6T1FX6A3Dvqv5rF2CC6NliIJl~bjRe5zlXcDJqvN9I9pFuZ6YrVjsbNvJgeVUJXowCK1VGVgnP9SbhJ-7NOKgHLlJw3OghNu90wdBClZX6wsevPmICJZB6sTJ7PzV-VyDVMmgNuYkFkX8mUeMErczAZieyP7wpIVj-HH3TRr6fy6kUutsCmo31SL32xp~botA__&Key-Pair-Id=KUT5TJCACFTXG","author","California State Senate","date","2025-04-09T00:00:00Z","article","The committee placed SB 583 on the consent calendar and, with no members requesting to pull it, the consent item was moved forward. A roll call on the consent calendar recorded the item as proceeding with a 4-0 vote at the time the consent roll was taken. The committee later concluded its agenda.","mediaType","Video","parentTitle","Senate Insurance Committee","oneSentenceSummary","SB 583 was placed on the committee consent calendar and recorded as moving forward on a consent vote during the hearing.","taxTitle","California State Senate, Senate, Legislative, California","taxId",77650,"location","California","headline","","shortSummary",{"_33":77,"_35":36,"_37":38,"_39":78,"_41":79,"_43":80,"_45":81,"_47":82,"_49":83,"_51":84,"_53":85,"_55":56,"_57":58,"_59":86,"_61":62,"_63":64,"_65":87,"_67":68,"_69":70,"_71":72,"_73":74,"_75":74},6608652,"Committee advances insurance data-privacy bill after hours of testimony and industry opposition",161,133039,294467,"/Search/View?dp=1&key=2937100-1f7a67cf59d248d3465b4fbf11732960&start=133&end=294","https://assets.pipeline.soar.com/2937100-1f7a67cf59d248d3465b4fbf11732960/thumbnail_133039.jpg","/articles/6608652/California/Committee-advances-insurance-data-privacy-bill-after-hours-of-testimony-and-industry-opposition","https://secure.pipeline.soar.com/6608652-87755373582dea46b5595415c307474b/orig.mp4?Expires=1775878150&Signature=L2NXjoC-2RK8xMt5gq1MPUmdNiEGLy5cCd5PKjiyBtXyeSL5aYFLRHjvtZX3K7fS675XjD7hcdaSJGEGs8BBk~iXBPY9bOFoTcI8we0bNDtaIB~i2MBJkbwxmuvKN8UmT8I55g8hO2likYemCWsbDPZv34-gj7v-eBXncIgl5xBzVIy3VmCKJewj--fuWXyg-v0br-TEFa2loLKWOOM8qbN0Q8izMnr192QztNE0PJRjJxIAW4HltfmQpZtVDv9x5nvryKU2EnY4Q1T8-PJrPbfLmVu7VHma-aMyXc7qgJSeSsb33GX-dqobH86tOwba4rHNp8bLK9-Be0m6YmMyHg__&Key-Pair-Id=KUT5TJCACFTXG","Senator Limon introduced SB 354 to modernize consumer privacy protections in the insurance market and the Senate Insurance Committee voted 5-2 to pass the bill to the Judiciary Committee after extended testimony from the Department of Insurance, consumer groups and multiple insurance industry associations.

\"Protecting consumer privacy is only becoming more important in a digital world,\" Senator Limon said, describing the measure as updating insurance privacy law that dates from the 1980s. The bill would give consumers an opt-in right to sharing personal information for purposes unrelated to the insurance transaction, rights to correct inaccurate information, access to categories of information collected and the sources of that information, and the ability to receive reasons for adverse underwriting decisions and delete inaccurate or unnecessary data.

Insurance Commissioner Ricardo Lara described SB 354 as a \"landmark bill\" and urged support, saying insurers must be accountable for modern data uses and the bill would help prevent consumers from becoming victims of fraud if personal data are compromised. Damon Diederich, privacy officer at the Department of Insurance, told the committee the bill uses an \"opt-in\" standard for sharing information for purposes other than the insurance transaction and that \"insurance transaction\" is defined in the bill to include application through claim handling, including fraud detection.

Consumer advocates expressed support or cautious optimism. Robert Harrell of the Consumer Federation of California said his organization was \"encouraged by where this is going\" but raised concerns about appointment authority and other technical elements.

Multiple industry groups testified in opposition or in an \"opposed unless amended\" posture, including the Association of California Life and Health Insurance Companies, the Personal Insurance Federation of California, the American Property Casualty Insurance Association, and several trade and business groups. Opponents argued the bill moves beyond existing state privacy standards in ways that could disrupt underwriting and increase costs and urged more time to coordinate with the California Privacy Protection Agency (CPPA) rulemaking and the National Association of Insurance Commissioners' national privacy model work.

Committee members raised procedural and substantive concerns during the hearing: Senator Nilo said the bill contains substantial detail and risk of unintended consequences and suggested the NAIC work should inform California's approach; Senator Wahab expressed concerns about data security and litigation risk; Senator Becker and others noted the need to balance consumer protections with operational realities and marketing benefits for consumers.

The committee voted to pass SB 354 to the Judiciary Committee, with Senators Rubio, Becker, Caballero, Padilla and Wahab recorded as voting \"aye,\" and Senators Nilo and Jones recorded as voting \"no.\" The tally recorded in the hearing was 5-2.

Senator Limon and Department of Insurance representatives committed to continued stakeholder engagement and follow-up discussions before the bill proceeds further in the legislative process.","SB 354 would update insurance-sector privacy rules, give consumers opt-in rights for non-insurance uses, correction and deletion rights, and move enforcement or regulatory oversight toward the Department of Insurance; the committee advanced the bill 5-2 after significant stakeholder debate.",{"_33":89,"_35":36,"_37":38,"_39":90,"_41":91,"_43":92,"_45":93,"_47":94,"_49":95,"_51":96,"_53":97,"_55":56,"_57":58,"_59":98,"_61":62,"_63":64,"_65":99,"_67":68,"_69":70,"_71":72,"_73":74,"_75":74},6608657,"Senate committee advances bill to create statewide community fire-hardening commission",2762,293000,3055000,"/Search/View?dp=1&key=2937100-1f7a67cf59d248d3465b4fbf11732960&start=293&end=3055","https://assets.pipeline.soar.com/2937100-1f7a67cf59d248d3465b4fbf11732960/thumbnail_293000.jpg","/articles/6608657/California/Senate-committee-advances-bill-to-create-statewide-community-fire-hardening-commission","https://secure.pipeline.soar.com/6608657-72ac002d69271376bb5fd9ca56857504/orig.mp4?Expires=1775878150&Signature=OrM4i-LgHndkb55x1GZihlN-3v-Bfl4S9wqt9VcUpIgRiFZxVj8TjhQp1X5TAQ64cKLkqzHFJo0ikN9pcUMFlpxygn65UiELJlbXcSqkLgWEcoIBgj6~4wAt5zIwWTMgbI~Vg6onOCKQXjWQtX768vsno-rVcUyBVJyB0krGG8CjIN9As~snBrLbGDIcWcmcE5Vwd85Ewp6d4elk73EG-5aUXJ803J6~pwQW8QRbhCN8SmLuNmdcKpZbBeHG-SkrjNfyFQx8E~lCk76INOVPlOcfzulkBMVB8KYJHi~Wh8yZg5rBHwn6bV3mrIOOEy~TEGkCxnda~Fp233-ZrywysA__&Key-Pair-Id=KUT5TJCACFTXG","Senator Rubio, chair of the Senate Insurance Committee, presented SB 616 on the committee floor and the measure was advanced to the Judiciary Committee after committee members voted unanimously to pass it out of committee.

The bill would create an independent California Community Fire Hardening Commission within the Department of Insurance. \"SB 616 will create an independent community hardening commission within the Department of Insurance,\" Senator Rubio said, describing the panel as a vehicle to \"bring together state and local government entities, as well as experts and stakeholders to create consistent data driven standards to guide statewide fire mitigation policies and programs.\" The commission would be chaired by the insurance commissioner and include agency heads or their designees, two legislative appointees and an advisory council of stakeholders appointed by the commissioner.

Supporters, including Insurance Commissioner Ricardo Lara and Nevada County Supervisor Heidi Hall, told the committee the measure aims to align multiple existing codes, regulations and local practices so mitigation work and insurer underwriting can be evaluated against a single, science-based standard. \"Without community wide mitigation, fire can more easily spread from structure to structure until entire communities are demolished,\" Insurance Commissioner Ricardo Lara said, urging the committee to adopt a uniform approach so mitigation efforts translate more quickly into market stability and insurance availability.

Supervisor Heidi Hall said local governments are seeing seniors and businesses drop coverage or face unaffordable premiums and that county officials need a stronger state-level bridge to insurers. \"County supervisors have been at the epicenter of this crisis for a decade,\" Hall said, stressing that rural and wildland-urban-interface communities need a permanent venue for their perspective.

The bill also directs the commission to produce post‑catastrophe reports to analyze whether mitigation standards worked and to recommend improvements. Senator Rubio and witnesses cited multiple existing sources of mitigation guidance — including the California Building Code Chapter 7A, the California Fire Code Chapter 49, Department of Insurance guidance and the State Fire Marshal low-cost retrofit lists — and said the commission would harmonize standards across those authorities.

The committee voted to pass SB 616 to the Judiciary Committee by a 7-0 vote. The committee record shows all seven members present voted in favor.

SB 616 now moves to further committee consideration where the membership and advisory structure, and how the commission's recommendations would be used by regulators and insurers, will be subject to additional review.","The Senate Insurance Committee advanced SB 616, which would establish an independent California Community Fire Hardening Commission within the Department of Insurance to create consistent, data-driven wildfire mitigation standards and post‑catastrophe reports.","actionData","errors"]

Article not found

SB 583 moved on consent in Senate Insurance Committee

Committee advances insurance data-privacy bill after hours of testimony and industry opposition

Senate committee advances bill to create statewide community fire-hardening commission