Florida's House Bill 1015, introduced on April 17, 2025, aims to enhance transparency for prospective mobile home buyers and renters regarding flood risks. The bill mandates that mobile home park owners disclose specific information about flooding before executing sales contracts or lot rental agreements. This legislation responds to growing concerns about the impact of climate change and rising sea levels on housing stability.

Key provisions of House Bill 1015 include a clear definition of "flooding" and requirements for mobile home park owners to provide detailed disclosures about flood risks. If a park owner fails to disclose this information truthfully and a lessee experiences "substantial loss or damage," the lessee has the right to terminate their rental agreement with written notice. The bill also stipulates that any prepaid rent must be refunded to the lessee following termination.

The introduction of this bill has sparked notable discussions among lawmakers and stakeholders. Proponents argue that it is a necessary step to protect vulnerable residents from unforeseen financial burdens due to flooding. Critics, however, express concerns about the potential financial implications for mobile home park owners, fearing that increased liability could lead to higher rental costs.

The economic implications of House Bill 1015 could be significant. By ensuring that residents are informed about flood risks, the bill aims to reduce the likelihood of costly damages and legal disputes, ultimately fostering a more stable housing market. Socially, it seeks to empower residents, particularly those in mobile home parks, by providing them with critical information that can influence their housing decisions.

As the bill progresses through the legislative process, its potential to reshape the landscape of mobile home rentals in Florida remains a focal point of debate. If passed, House Bill 1015 could set a precedent for similar legislation in other states, reflecting a growing recognition of the importance of environmental factors in housing policies.