Tamarac maintains flood insurance rating as residents check flood zone statuses

Tamarac residents will continue to benefit from significant flood insurance discounts as the city maintains its strong classification with the Insurance Service Office (ISO) and the National Flood Insurance Program (NFIP). During a recent workshop, city officials confirmed that Tamarac holds a rating of 6 out of 10, which translates to a 20% discount on flood insurance premiums for its citizens. This classification is crucial as the city prepares for full certification with the NFIP in 2026.

The meeting also addressed the presence of flood zones within the city. While Tamarac is not situated in a floodplain, various properties are classified under different flood zones, including X, Ah, and AE zones. This classification impacts mortgage requirements for homeowners. Properties in AE and Ah zones are required to have flood insurance, while those in X zones are not, provided the mortgage is paid off.

Residents seeking information about their flood zone status can easily access this data online. The city encourages homeowners to visit the Broward County Property Appraiser's website or contact city officials directly for assistance. By navigating to the FEMA map section on the property appraiser's site, residents can identify their specific flood zone designations.

This proactive approach by the city not only helps residents understand their insurance needs but also underscores Tamarac's commitment to maintaining safety and preparedness in the face of potential flooding. As the city moves toward full NFIP certification, residents can expect continued support and resources to navigate their flood insurance requirements effectively.