Nevada legislates penalties for denied claims affecting firefighters and police officers

The Nevada State Legislature has introduced Senate Bill 170, a significant piece of legislation aimed at reforming the workers' compensation system for first responders, particularly firefighters, police officers, and arson investigators. Introduced on April 18, 2025, the bill seeks to address the challenges faced by these professionals when filing claims for occupational diseases, particularly heart-related conditions.

One of the key provisions of SB 170 establishes a presumption that heart diseases diagnosed in first responders are work-related if they have served continuously for two years or more. This presumption extends to claims made during employment or within a specified period after leaving the job, depending on the length of service. This change is designed to simplify the claims process for first responders, who often face hurdles in proving that their health issues are linked to their demanding and hazardous work environments.

Additionally, the bill introduces a penalty system for employers, insurers, or third-party administrators who deny claims that are later upheld. If a claimant prevails in their appeal, they could receive a benefit penalty of up to $200 for each day their claim remains unresolved, alongside coverage for medical costs incurred during the appeals process. This provision aims to incentivize timely and fair adjudication of claims, ensuring that first responders receive the support they need without undue delay.

The introduction of SB 170 has sparked notable discussions among lawmakers and stakeholders. Proponents argue that the bill is a necessary step in recognizing the sacrifices made by first responders and ensuring they receive adequate support for health issues stemming from their service. Critics, however, express concerns about the potential financial burden on employers and the insurance system, fearing that it could lead to increased costs for taxpayers and businesses.

The implications of this bill are significant, as it not only addresses the health and safety of first responders but also reflects broader societal values regarding the treatment of those who serve the community. Experts suggest that if passed, SB 170 could set a precedent for similar legislation in other states, potentially reshaping how occupational diseases are treated nationwide.

As the legislative session progresses, the fate of SB 170 remains uncertain, but its introduction marks a critical moment in the ongoing conversation about workers' rights and health protections for those who risk their lives for public safety. The bill's progress will be closely monitored by both advocates and opponents, as its outcomes could have lasting effects on the lives of first responders and the communities they serve.