Sartell School District selects USI as new insurance broker for employee benefits

In a significant move to enhance employee benefits, the Sartell-St. Stephen School District has selected USI as its new insurance broker following a comprehensive review process. This decision, made during the School Board's regular meeting on April 21, 2025, aims to address rising insurance costs while providing innovative solutions for staff health and wellness.

The district initiated a request for proposals (RFP) in February to explore options for health, life, and dental insurance, as costs have been steadily increasing over the past five years. After evaluating responses from six brokerage firms, the district narrowed its choices to three finalists, ultimately choosing USI for its strong negotiating power and proactive strategies to manage claims effectively.

Key to the decision was USI's ability to offer unique services not provided by other firms, including enhanced reporting capabilities and a focus on population health initiatives. These features are expected to help the district monitor insurance claims more closely and implement strategies that could lead to long-term savings.

During the meeting, district representatives emphasized the importance of not simply opting for the lowest cost option. They highlighted that while USI's fees are slightly higher than competitors, the potential for reduced claims and improved employee health services justifies the investment. The board expressed confidence that these proactive measures will ultimately benefit both the district's employees and its financial health.

In addition to the primary discussion on insurance, board members addressed questions regarding potential incentives for employees who may choose to opt out of the district's insurance plan in favor of a spouse's coverage. This reflects ongoing efforts to ensure that employee benefits remain competitive and responsive to the needs of staff.

As the Sartell-St. Stephen School District moves forward with USI, the board remains committed to transparency and effective stewardship of taxpayer resources, aiming to provide quality services while managing costs effectively. The decision marks a proactive step towards enhancing the overall well-being of district employees and ensuring sustainable benefits for the future.