Senator Scheibel introduces SB 352 to protect LGBTQ health insurance rights in Nevada

On April 25, 2025, the Nevada Assembly Committee on Commerce and Labor convened to discuss significant legislative measures, including Senate Bill 352, which aims to enhance protections against discrimination in health care for Nevadans. This meeting highlighted the state's proactive approach to safeguarding civil rights amid shifting federal policies.

Senator Melanie Scheibel, representing District 9 in Southwest Las Vegas, introduced SB 352, emphasizing its importance in ensuring that state law reflects current federal protections against discrimination based on characteristics such as race, gender identity, and sexual orientation. The bill is particularly timely, as concerns grow over potential rollbacks of federal protections under the Affordable Care Act. Scheibel noted that the legislation is designed to provide a safety net for Nevadans, ensuring that they cannot be denied health care based on these characteristics, regardless of future federal changes.

Jessica Munger from Silver State Equality, a statewide LGBTQ+ civil rights organization, supported the bill, highlighting the ongoing disparities faced by LGBTQ+ individuals in accessing health care. Munger pointed out that discrimination in health insurance can lead to poor health outcomes and increased rates of chronic conditions within marginalized communities. The bill aims to address these issues by enshrining protections into Nevada law, thereby ensuring that all residents have equitable access to health care services.

The committee members engaged in discussions about the implications of the bill, with some expressing concern over the potential financial impact on insurance premiums. Senator Scheibel clarified that while age is included as a protected characteristic, insurers would still be allowed to consider age when setting premiums, thus maintaining a balance between protection and practicality.

The meeting also touched on the broader context of state-level legislative actions in response to perceived federal inaction on civil rights. Assembly member Yeager remarked on the importance of state legislatures stepping up to protect citizens in light of diminishing federal protections. This sentiment resonated throughout the discussions, underscoring the critical role of state law in safeguarding individual rights.

As the committee concluded its hearing, the discussions around SB 352 reflected a growing recognition of the need for robust protections against discrimination in health care. The anticipated next steps include further deliberations and potential amendments to the bill, as stakeholders continue to advocate for comprehensive health care equity in Nevada. The outcome of this legislation could set a precedent for other states facing similar challenges, reinforcing the importance of state-level initiatives in the ongoing fight for civil rights.