City evaluates health insurance options amid rising costs from SelectHealth and PEHP

The Green River City Council held a special meeting on April 29, 2025, to discuss employee health insurance options and potential changes to their current plan. The primary focus was on the renewal of the city’s health insurance with SelectHealth, which is set to increase by 16.13%. Alternative options were explored, including PEHP, which presented a higher increase of 17%, but offered better coverage benefits.

During the meeting, it was noted that SelectHealth's plan includes a vision option for employees at a cost of $81 per month, providing a $130 allowance for sunglasses. However, concerns were raised about the overall quality of SelectHealth's coverage compared to PEHP, particularly regarding co-pays and coverage percentages. For instance, co-pays under SelectHealth would rise from $70.30 to $90.10, while PEHP maintains more comprehensive coverage.

The discussion also touched on the concept of level funding for health insurance, which could lead to fluctuating costs based on the health of the employee group. While initial savings might be seen, there are concerns about potential increases in subsequent years, with some brokers suggesting increases as high as 26%.

The council expressed satisfaction with their current broker's communication and service, indicating reluctance to switch to a new broker despite offers from competitors. The consensus was that the existing broker has provided valuable support and that any potential changes should be carefully considered, given the similar costs and benefits of the options available.

As the meeting concluded, the council acknowledged the importance of making a well-informed decision regarding employee health benefits, emphasizing the need for thorough evaluation of all options before finalizing any changes.