City representatives clarify Phoenix flood insurance discount process for residents

The City of Phoenix held a public meeting on May 23, 2025, to discuss the 2025 Floodplain Management Plan. The meeting aimed to address community concerns regarding flood insurance and management strategies.

The session began with a question from a resident, Anne, inquiring about the 25% discount on national flood insurance bills. Nazar, a representative, responded that the discount should automatically apply when applying for flood insurance. He advised that if residents do not see the discount, they should inform their insurance provider that they are part of the City of Phoenix, which is classified as a class 5 community.

Following this, the meeting transitioned to questions from residents who had pre-registered to speak. The facilitator attempted to connect with several individuals but encountered difficulties in reaching them. Steven, another resident, was called upon but did not respond, and the facilitator noted that no question had been submitted on his behalf.

The meeting continued with a question from Francis, who asked whether flood insurance is necessary if homeowners do not have a mortgage and have not experienced flooding since purchasing their home in 1994. This question highlights ongoing concerns among residents regarding the necessity and implications of flood insurance in the context of their individual circumstances.

Overall, the meeting served as a platform for residents to seek clarification on flood insurance policies and the city's flood management strategies, reflecting the community's proactive approach to understanding and addressing flood-related issues. Further discussions and follow-up actions are expected as the city continues to engage with its residents on this critical topic.