The Utah House of Representatives made a significant move during the 2024 General Legislative Session by passing House Bill 406, which aims to prohibit credit card companies from using a specific merchant code for firearm-related purchases. The bill, introduced by Representative Malloy, received overwhelming support, passing with 68 votes in favor and none against. This legislation positions Utah among several states that have enacted similar measures, making it one of the most restrictive in the nation regarding tracking firearm sales.

Representative Malloy explained that the International Organization for Standardization created the controversial code, known as the firearms code, to allow credit card companies to categorize purchases of firearms and related accessories. The new law will prevent this code from being used in Utah, thereby protecting the privacy of consumers and their Second Amendment rights. Malloy emphasized that the bill does not force credit card companies to change their practices but simply prohibits the use of this specific code in the state.

The discussion around the bill included questions about the implications of government intervention in private business practices. Malloy clarified that the legislation is not about dictating how businesses operate but rather about safeguarding individual privacy and rights against potential tracking of firearm purchases.

As the bill moves to the Senate for consideration, its passage reflects a growing trend among states to legislate on issues surrounding gun rights and consumer privacy. The outcome of this bill could set a precedent for similar legislation in other states, further shaping the landscape of firearm sales and consumer protection in the U.S.