Palm Springs City Council amends flood damage prevention ordinance for insurance discounts

In a recent City Council meeting held on May 28, 2025, the Palm Springs City Council introduced an important ordinance aimed at enhancing flood damage prevention measures. This ordinance amends Chapter 8.68 of the Palm Springs municipal code, specifically focusing on flood proofing and freeboard requirements for mechanical and utility equipment, as well as manufactured homes.

City Engineer Joel Montalvo presented the staff report, highlighting the city’s participation in the FEMA Community Rating System (CRS) National Flood Insurance Program. This voluntary program rewards communities for implementing floodplain management activities that exceed federal minimum standards, allowing Palm Springs residents to benefit from a 20% discount on flood insurance premiums. Currently, the city holds a CRS rating of 6, which is crucial for maintaining these discounts.

Montalvo explained that the city is preparing for a CRS rating evaluation this summer, which is essential for retaining the current rating and associated benefits. The recent updates from FEMA require communities to adopt a one-foot freeboard requirement for residential buildings in flood hazard areas, including specific provisions for mechanical equipment. The proposed ordinance aims to ensure compliance with these new guidelines while confirming that existing homes will not need modifications.

The council members expressed their support for the ordinance, with a motion made by Council Member Bernstein and seconded by Mayor Pro Tem. The ordinance was approved unanimously, reflecting the council's commitment to safeguarding the community against flood risks and ensuring affordable flood insurance for residents.

This decision underscores the city’s proactive approach to flood management, which is vital for the safety and financial well-being of Palm Springs residents. As the city prepares for the upcoming evaluation, maintaining the CRS rating will continue to be a priority, ensuring that residents remain protected and supported in the face of potential flooding challenges.