Garner City Council updates zoning ordinance to comply with FEMA flood map requirements

The Gardner Public Welfare Committee convened on May 30, 2025, to discuss critical updates to the city's zoning regulations in response to new federal requirements. The primary agenda item focused on an ordinance to amend Chapter 675 of the city code, specifically the floodplain overlay district, to align with recent changes mandated by the Federal Emergency Management Agency (FEMA).

City Engineer Oliver presented the necessity of updating the flood insurance rate maps (FIRM) that have governed flood hazard areas in Gardner for nearly 40 years. These outdated maps, which were difficult to interpret, are being replaced with modernized versions based on updated flood studies and aerial photography. The new maps will take effect on July 8, 2025, and are essential for property owners and lenders involved in the National Flood Insurance Program.

The urgency of this amendment stems from the requirement that Gardner must update its floodplain protection overlay district to maintain eligibility for the flood insurance program. Failure to do so by the deadline would result in the loss of coverage for residents in flood-prone areas.

Oliver emphasized that the changes to the zoning ordinance are minimal and do not alter what is permitted or prohibited in flood hazard areas. The primary updates include referencing the new FIRM maps and modernizing definitions in line with state guidelines. This amendment aims to facilitate better understanding and compliance for property owners and financial institutions.

The meeting underscored the importance of timely action to ensure that Gardner remains compliant with federal regulations and continues to protect its residents from flood risks. Further discussions and follow-up actions are expected as the July deadline approaches.