Council explores affordable housing options with emphasis on town-owned land and TIF usage

A vibrant discussion on affordable housing and economic development took center stage at the Town Council and TIF Workshop held on June 2, 2025, in Cumberland Center, Maine. Council members emphasized the urgent need for innovative housing solutions, particularly for seniors and younger families, as they grapple with rising property costs.

One councilor sparked interest by sharing a Facebook post featuring an 800-square-foot house, highlighting the community's enthusiasm for smaller, more affordable living options. "These 800 square foot houses could lessen the burden on our community," he noted, suggesting that such homes could help seniors downsize while attracting families to larger properties.

The conversation quickly shifted to the potential of implementing a growth ordinance similar to Scarborough's, which limits the number of large homes built each year. This approach could prioritize smaller, starter homes, addressing the pressing need for affordable housing in the area.

Another key point raised was the necessity of establishing a clear policy for Tax Increment Financing (TIF) districts. Council members discussed the importance of having guidelines that dictate when to throttle TIF funds versus capturing full value, ensuring that decisions are made with long-term financial health in mind. "We need a guiding document that future councils can reference," one member stressed, advocating for transparency and consistency in financial planning.

The meeting also touched on the allocation of TIF funds for personnel costs, with some councilors expressing concern over using these funds for salaries instead of capital projects. "Our focus should be on projects," one councilor warned, emphasizing the need to preserve TIF funds for their intended purpose.

As the discussions unfolded, it became clear that the council is at a crossroads, needing to balance immediate housing needs with sustainable economic growth. The consensus was that without town-owned land and a strategic extension of TIF, achieving affordable housing would remain a significant challenge. The council's next steps will be crucial in shaping the future of housing and development in Cumberland.