Homeowners associations (HOAs) in South Carolina are governed by a complex framework of laws and regulations, as highlighted in a recent meeting by the Department of Consumer Affairs. The discussion centered on the three key laws that may apply to HOAs, depending on their structure: the South Carolina Nonprofit Corporation Act, the South Carolina Horizontal Property Act, and the South Carolina Homeowners Association Act.

Each of these laws outlines specific requirements for HOAs, detailing how they must operate and the rights and responsibilities of their members. The governing documents of an HOA, which include declarations, master deeds, and bylaws, play a crucial role in this framework. These documents dictate everything from meeting protocols and dues to special assessments and election procedures.

A significant aspect of the discussion was the importance of covenants, conditions, and restrictions (CC&Rs), which are rules that limit how homeowners can use or improve their properties. Common topics covered by these rules include landscaping, building standards, and pet ownership.

The meeting also emphasized that while these governing documents are essential, they must align with state law, which can supersede certain provisions. Additionally, the law mandates that HOAs file their governing documents and adhere to specific notice requirements for meetings, as well as provide access to budget and membership lists for their members.

In a move towards transparency, the Department of Consumer Affairs is also tasked with collecting data on HOA complaints, ensuring that issues can be tracked and addressed effectively. This comprehensive approach aims to enhance the governance of HOAs and protect the interests of homeowners across South Carolina.