[{"_1":2,"_135":-5,"_136":-5},"loaderData",{"_3":4,"_26":27},"root",{"_5":6,"_17":10,"_18":19,"_20":21,"_22":10,"_23":-5,"_24":-5,"_25":10},"user",{"_7":8,"_9":10,"_11":10,"_12":-5,"_13":-5,"_14":15,"_16":-5},"roles",[],"isAuthenticated",false,"isPremium","planName","subscriptionStatus","featureFlags",{},"insightsBudget","isDevelopmentHost","userPreferences",{},"recaptchaSiteKey","6LcvOJcUAAAAAHsB-gPGfGktcRlKpH7OTIU_dMTD","isImpersonating","impersonation","affiliateStatus","isFreedomPortal","routes/v2/article/layout",{"_28":29,"_30":31},"notFound",true,"relatedArticles",[32,75,87,99,111,123],{"_33":34,"_35":36,"_37":38,"_39":40,"_41":42,"_43":44,"_45":46,"_47":48,"_49":50,"_51":52,"_53":54,"_55":56,"_57":58,"_59":60,"_61":62,"_63":64,"_65":66,"_67":68,"_69":70,"_71":68,"_72":73,"_74":73},"mediaId",6633869,"mediaKeyId","3795922-4680b8014fe0dfd64a2e11626169db77","parentId",3795922,"title","Trust continues outreach on community land trust exploration","audioSeconds",57,"startMs",2412000,"endMs",2469000,"viewUrl","/Search/View?dp=1&key=3795922-4680b8014fe0dfd64a2e11626169db77&start=2412&end=2469","thumbnailUrl","https://assets.pipeline.soar.com/3795922-4680b8014fe0dfd64a2e11626169db77/thumbnail_2412000.jpg","articleUrl","/articles/6633869/Revere-City/Suffolk-County/Massachusetts/Trust-continues-outreach-on-community-land-trust-exploration","mediaUrl","https://secure.pipeline.soar.com/6633869-ba48f9666fe3f377652a6f7bc9b3f9f1/orig.mp4?Expires=1771225692&Signature=NanK5dC87y9CX0b~jBAsninkfbVIlgt6tH9MQ8--cQO7nwtheIYKH6QH3chia5m7vm2eqSfSkoqjEFP3geg9cZAwV~3ohsRSq1cP3EXyqjjV~~7mwhEHBA5dFUe~dfdKJoL-ulWG1yMD5aeR06gbsgxxCf8RmpmuGDVbpZFm8EaKeVbnGlbfNPY3JWex6dRnXiwsEpjEgqKu5JukGf9HX3WwRQmmjBP4w4jw5gz06shWSH0pzgvStwW8SW~Mg-3NVOCOoOn1YuhYervK6PfRtK2IQOpBGudpzuR20dNdJuMEa4b4mo64pV1u-VXt~7aBueIANc96EDPWdRP~gMgCYA__&Key-Pair-Id=KUT5TJCACFTXG","author","Revere","date","2025-06-12T11:17:58Z","article","At the June 11 meeting the Revere City Affordable Housing Trust Fund Board said it is continuing conversations about a possible community land trust.

Joe Gravalese said he has continued to engage consultant Harry Smith and Laura Christopher and that Smith will reach out to stakeholders beyond the trust to gauge interest. Members of the fundraising subcommittee were invited to a Lincoln Institute webinar on community land trusts; several board members said they planned to attend and report back.

The board did not take formal action and said it would report findings from consultant outreach and webinar materials in a future meeting.","mediaType","Video","parentTitle","Affordable Housing Trust Fund Meeting (6/11/25)","oneSentenceSummary","The board reported ongoing engagement with consultants and a planned Lincoln Institute webinar as it explores community land trust options in Revere.","taxTitle","Revere City, Suffolk County, Massachusetts","taxId",5660,"location","headline","","shortSummary",{"_33":76,"_35":36,"_37":38,"_39":77,"_41":78,"_43":79,"_45":80,"_47":81,"_49":82,"_51":83,"_53":84,"_55":56,"_57":58,"_59":85,"_61":62,"_63":64,"_65":86,"_67":68,"_69":70,"_71":68,"_72":73,"_74":73},6633873,"Revere trust schedules kickoff for senior home repairs program",96,2277000,2373000,"/Search/View?dp=1&key=3795922-4680b8014fe0dfd64a2e11626169db77&start=2277&end=2373","https://assets.pipeline.soar.com/3795922-4680b8014fe0dfd64a2e11626169db77/thumbnail_2277000.jpg","/articles/6633873/Revere-City/Suffolk-County/Massachusetts/Revere-trust-schedules-kickoff-for-senior-home-repairs-program","https://secure.pipeline.soar.com/6633873-6b34287f8d47d7b818af9b87098be560/orig.mp4?Expires=1771225692&Signature=fWu0jK7nYwexLYgNGs18iwuk-tinCXf7eRAMQQt~k68~GOYggA-QPVC4OOzllWyfWhlGqhu81EdX5Av911JTwlrbb7WjEWvi8zQWq2cGTX-qPfn4uvmePVb18-bkthG~gfRCJm-KvRAJvw5qtIYPwlmzYS9h5mpDAN9CnYhHgtkc8Pw6sb8GrjcxhEwgPPQFsGIPaJqG8bgeR6H6~s~oDT3MKE35ATWCfM4OuUdppikcsIbFoUMIa4rTdQ2qe2-QehwlOb1wftDSGjAqStcigcHV-7QIQgfQZ0X1F5HUOVsS1MxR5iAIVK1-cSwCPDyEMSUQBa0tOQDacBjcgCC3tg__&Key-Pair-Id=KUT5TJCACFTXG","At the June 11 meeting the Revere City Affordable Housing Trust Fund Board announced a kickoff meeting next Tuesday at 1 p.m. to begin implementing a senior citizen home repairs program the trust will help administer.

Joe Gravalese said the session will be at City Hall in the conference room with a dial-in option for people who cannot attend during the workday. The meeting will include finance, health and human services staff and others to discuss application review workflow and payment mechanics, such as paying contractors directly versus issuing checks to homeowners and the language needed in contracts to monitor repairs.

Gravalese said the program was delayed while the board considered outsourcing versus performing administration in-house; the decision was made to run the program in-house and timing was affected by the municipal budget process, but the city now has the capacity to move forward.

Board members were invited to the kickoff and staff will report back to the trust with an implementation plan following that meeting.","The Affordable Housing Trust Fund Board will host a kickoff June 18 to set workflow and payment mechanics for a senior home repair program the trust will help administer.",{"_33":88,"_35":36,"_37":38,"_39":89,"_41":90,"_43":91,"_45":92,"_47":93,"_49":94,"_51":95,"_53":96,"_55":56,"_57":58,"_59":97,"_61":62,"_63":64,"_65":98,"_67":68,"_69":70,"_71":68,"_72":73,"_74":73},6633878,"Revere trust examines Wellfleet-style ADU loan program and forms working group",1143,1133000,2276000,"/Search/View?dp=1&key=3795922-4680b8014fe0dfd64a2e11626169db77&start=1133&end=2276","https://assets.pipeline.soar.com/3795922-4680b8014fe0dfd64a2e11626169db77/thumbnail_1133000.jpg","/articles/6633878/Revere-City/Suffolk-County/Massachusetts/Revere-trust-examines-Wellfleet-style-ADU-loan-program-and-forms-working-group","https://secure.pipeline.soar.com/6633878-31ceedaa8e0842abfebbc3a33ee00bca/orig.mp4?Expires=1771225692&Signature=SFlOL0ahQxY-ah~MsbS6hkJ8ScKY-dQjyRDlEbFQEG~4WIrT7Bj0BeADWuSUaO-lv-PbzvOS7vDKIZdrDZw0nzlWC8~h3OxrtqLQAwibvZYslLWvE4XZxjW4q3H2y3rs3SEA70N9tUL7ulo91xWqbnMxtdoS9WfXVQ1fq829UwOHemyXy-84afGFHtxEk3Lx96b0zQ9IchZ-BNwtUS3WRk9MqDMBkugbSKGgN7wRXeTIghc9d6bWoFj6Bz99n4~JDbB3T7d~EF4439lViyH9yG1xmb7Dv1-zwm5fdJTcI2fjPZlt6Bvuo5f98X-j7Gi7ov~8EjRYTcJ2vEFxV58LfQ__&Key-Pair-Id=KUT5TJCACFTXG","At the June 11 meeting the Revere City Affordable Housing Trust Fund Board discussed a proposed accessory dwelling unit (ADU) loan program modeled on Wellfleet’s approach: four $10,000, fully forgivable, 0%-interest loans for owner-occupants who create an ADU and rent it at an affordable rate for five years.

Joe Gravalese described key features of the Wellfleet model: the loans are forgiven at $2,000 per year over five years if the owner complies with rent and occupancy rules, an annual recertification is required, a monitoring agent verifies compliance, and units may not remain vacant for more than 30 days at turnover. If an owner leaves compliance, the remaining loan balance would become due.

Board members raised implementation questions and suggested modifications for Revere. Laurie Manza asked whether the forgivable period meant affordability obligations end after five years; Gravalese confirmed the model used a five-year forgiveness period but said the board could consider a longer term or require reimbursement if the owner lifts restrictions later. Members discussed giving preference to Revere residents, but were told that imposing tenant preference on a private owner’s choice of renter could raise fair housing concerns and would require further legal review.

Several members argued the $10,000 figure and a back-end reimbursement model could limit participation in Revere, where many ADU conversions are lower-cost basement work and owners may lack upfront capital. Members suggested structuring payments to fund work upfront and requiring owner-occupancy as a program condition to support neighborhood stability. The chair said he would form a working group (kept under quorum limits) to draft program rules and consult the building and inspection departments and possible nonprofit partners for monitoring.

No vote was taken; board members agreed to continue development of the ADU program and to study feasibility, funding mechanics and monitoring approaches.","Board members discussed a forgiving $10,000 ADU loan model based on Wellfleet’s program, raising questions about upfront funding, monitoring, owner-occupancy and term length; the board will form a working group to develop details.",{"_33":100,"_35":36,"_37":38,"_39":101,"_41":102,"_43":103,"_45":104,"_47":105,"_49":106,"_51":107,"_53":108,"_55":56,"_57":58,"_59":109,"_61":62,"_63":64,"_65":110,"_67":68,"_69":70,"_71":68,"_72":73,"_74":73},6633883,"Trust to facilitate sales of deed-restricted properties rather than acquire them",208,321000,529000,"/Search/View?dp=1&key=3795922-4680b8014fe0dfd64a2e11626169db77&start=321&end=529","https://assets.pipeline.soar.com/3795922-4680b8014fe0dfd64a2e11626169db77/thumbnail_321000.jpg","/articles/6633883/Revere-City/Suffolk-County/Massachusetts/Trust-to-facilitate-sales-of-deed-restricted-properties-rather-than-acquire-them","https://secure.pipeline.soar.com/6633883-36f84c11007e19a129ba8d51ae65ee36/orig.mp4?Expires=1771225692&Signature=gCOiRjq5KyyrJw5M1gAM6XQxC5oRm4TM2Bk32x2HFoGubaxPk~2lYo~Iq-b7FDho2scqOx1jRuwRjzT-QUsxPEM6SRtMEbNYLUgBTX~546TFN3KFNfFAC7dBBRo0CrHP10NGZkAKfiWufjko5kd0-239eJkanPX8oqNzd8bnbsPbymjZoIWzLoy~AV~2JzphyfD-akLIKVTEjj~1bzD3Jfr5gNOl4pqTHYn12rJetS4acJqQHwxxepf611XWqwEkOwIWrjvjWSgHwmyUDD3usjhGPzkVEQVFhZqiz3ZNAW~2yeSKFb4Pn0A4LlHIoNqAIpOTqNkX-OFmBJC7Fhi1jg__&Key-Pair-Id=KUT5TJCACFTXG","The Revere City Affordable Housing Trust Fund Board discussed a recommended approach on June 11 to facilitate sales of deed-restricted properties rather than to acquire them directly.

Joe Gravalese said the board consulted MassHousing Partnership technical assistance and was advised the trust could serve as a facilitator in sales without taking title. Under that model the trust would connect property owners to the city’s on-call realtor, help market units to qualified buyers and steer eligible buyers toward existing first-time homebuyer assistance.

Deb Frank said the trust should avoid taking title because ownership brings liability and insurance costs; she described facilitation as a lower-risk role where the trust could assist buyers with purchase-and-sale paperwork, lender referrals and potential buy-downs. Gravalese said the trust currently has a small pool of approved buyers for the first-time homebuyer program but that none had yet entered purchase-and-sale agreements.

The board discussed possible uses of trust funds to buy down interest rates or subsidize deed restrictions and agreed staff from Planning and Community Development would reach out to owners of deed-restricted units who had expressed interest in selling.

No formal vote was taken; the board agreed to continue the item on future agendas and to explore outreach and facilitation mechanics with city staff.","After consulting MassHousing Partnership, the Revere City Affordable Housing Trust Fund Board discussed facilitating sales of deed-restricted properties instead of acquiring them, to reduce liability and speed transfers to eligible buyers.",{"_33":112,"_35":36,"_37":38,"_39":113,"_41":114,"_43":115,"_45":116,"_47":117,"_49":118,"_51":119,"_53":120,"_55":56,"_57":58,"_59":121,"_61":62,"_63":64,"_65":122,"_67":68,"_69":70,"_71":68,"_72":73,"_74":73},6633887,"Revere City trust expands first-time homebuyer assistance to 100% of AMI",446,664000,1110000,"/Search/View?dp=1&key=3795922-4680b8014fe0dfd64a2e11626169db77&start=664&end=1110","https://assets.pipeline.soar.com/3795922-4680b8014fe0dfd64a2e11626169db77/thumbnail_664000.jpg","/articles/6633887/Revere-City/Suffolk-County/Massachusetts/Revere-City-trust-expands-first-time-homebuyer-assistance-to-100-of-AMI","https://secure.pipeline.soar.com/6633887-f9903c7b8710fc9fe82dfa5277a7414e/orig.mp4?Expires=1771225692&Signature=JRUHdk3~3dYJNE-uMQsRGfKjow9N2mtxezKa7YGYdHtFTJBd5-87GIojop-yK3-69lyINodBHPy1Ll4QChSGeCfK7VY6P~M1-GPoQ2KqfcO3evuDzWkmmAvKFTsD1LZJPyWAetqdlVVzeU8ZxEbJSS283-QRXifl6OLxg43x7rKDIOtgPZtsECKoMlmVl2~BBwW2sYI65xjdQ1SlMZPUyVcHKDBwSvWZPyWSBrOSBMWap5~p~VSGJbAbzPUu7MN~zxnxfVcVtKaA8pcZ9PFCXEJIcOZWKWKGiuF4~vUM~GMLLCP4B2DSnUe6U~MLDDtWkkBQlqiDr5mFCgWX5AB1~w__&Key-Pair-Id=KUT5TJCACFTXG","At its June 11 meeting, the Revere City Affordable Housing Trust Fund Board of Trustees voted unanimously to expand eligibility for its first-time homebuyer down payment assistance program from 80% to 100% of area median income (AMI).

Joe Gravalese, chairman of the board, said the change aims to use remaining earmarked funds and broaden the applicant pool after several months of slow applications. Gravalese said the trust currently has a limited number of remaining awards and several approvals on hold: \"we still have a few spots, I think 3 spots for any new... and then we have kind of 5 spots that we're holding,\" he said.

Gravalese also presented example income thresholds included in the board’s agenda materials: for a three-person household the 80% AMI cap was roughly $119,100 and the proposed 100% AMI cap roughly $148,900; for a one-person household the figures shown were about $92,650 (80%) and $115,000 (100%). Gravalese said those tables were circulated with the agenda for members to review.

Board members asked whether the funds were restricted by the original state earmark. Gravalese said the earmark for the program is flexible and does not by itself specify an income cap; he also said the board had reviewed the enabling language for municipal trusts under the Massachusetts General Laws and consulted MassHousing Partnership for guidance on permissible uses.

A board member moved to expand the program to 100% of AMI. The chair called the question and recorded the vote as unanimous.

Treasurer/finance staff reported the trust’s current balance was $907,943.33; Gravalese said the board intends to prioritize applicants at 80% and below while using the expanded cap to ensure allocated funds are used.

The board did not adopt additional eligibility changes at the meeting and directed staff to continue outreach and monitoring of outstanding awards.","The Affordable Housing Trust Fund Board voted unanimously June 11 to expand eligibility for its first-time homebuyer down payment assistance from 80% to 100% of area median income, citing available funds and slow application flow.",{"_33":124,"_35":36,"_37":38,"_39":125,"_41":126,"_43":127,"_45":128,"_47":129,"_49":130,"_51":131,"_53":132,"_55":56,"_57":58,"_59":133,"_61":62,"_63":64,"_65":134,"_67":68,"_69":70,"_71":68,"_72":73,"_74":73},6633892,"Revere City trust names Matt Wilbur vice chair by unanimous consent",76,219000,295000,"/Search/View?dp=1&key=3795922-4680b8014fe0dfd64a2e11626169db77&start=219&end=295","https://assets.pipeline.soar.com/3795922-4680b8014fe0dfd64a2e11626169db77/thumbnail_219000.jpg","/articles/6633892/Revere-City/Suffolk-County/Massachusetts/Revere-City-trust-names-Matt-Wilbur-vice-chair-by-unanimous-consent","https://secure.pipeline.soar.com/6633892-52a76b155535c93c4f5ec25fe3edd697/orig.mp4?Expires=1771225692&Signature=DQWRyQj0u0p4UTeaXlN5V3zv5Xcx1AcsfTRy3uNrJYpDkS3gOx5FNT-C4Yb857vvaFXlhNAZ5Grok9ATIcCvpBrc6o03hI0EOhg~~Wksq1r3UiaoMuOf4QX~Wjs8nHUdvHT9PewKQ5ijie0h99-WMs8xlDzw3QV5NbN3iNPLLZc9Vi7Nz9DVQPFmAM9Mp1mmoas~4h7WSpZ5P1-fwcAhxQlAtolRr43~QgX9npsMbFf6r7nEXZKH42jvCtK3VHB9D3V5eil0KUPviCuIkpErSTJZsdZ0cXmGSO7hiBTKeeEqnpgpbpvxGKhWUvihBFW9YqgqCAlG40r4jZ43xDS7Sw__&Key-Pair-Id=KUT5TJCACFTXG","Joe Gravalese, chairman of the Revere City Affordable Housing Trust Fund Board of Trustees, asked the board for unanimous consent to approve Matt Wilbur as the board’s vice chair at the board’s June 11 regular meeting.

The board recorded no objections and the chair said he would record the change in the minutes; members celebrated the appointment briefly. Gravalese said Wilbur has worked with the board on financial projections and brings private-sector real estate experience the board values.

The appointment was handled by unanimous consent rather than a roll-call motion; no formal roll-call vote tally was recorded in the transcript.

Board members discussed that the vice chair would serve when the chair is absent and assist with officer responsibilities and subcommittee work going forward.

The board moved on immediately to other agenda items after the appointment was recorded.","The Revere City Affordable Housing Trust Fund Board unanimously approved Matt Wilbur as vice chair during its June 11 meeting.","actionData","errors"]

Article not found

Trust continues outreach on community land trust exploration

Revere trust schedules kickoff for senior home repairs program

Revere trust examines Wellfleet-style ADU loan program and forms working group

Trust to facilitate sales of deed-restricted properties rather than acquire them

Revere City trust expands first-time homebuyer assistance to 100% of AMI

Revere City trust names Matt Wilbur vice chair by unanimous consent