Saint Charles County files new buyout request for repetitive flood damage properties

The St. Charles County Planning and Zoning Meeting held on June 18, 2025, addressed significant concerns regarding flooding in the region, particularly focusing on properties near inland creeks. The meeting began with discussions on the two primary types of flooding affecting the area: major river flooding and flash flooding from inland creeks. Officials noted that while major river floods can be anticipated days in advance, flash floods occur with little warning, posing a serious risk to homeowners.

A key point of discussion was the repetitive flooding experienced by some residents, with reports of certain homes being flooded multiple times over the past five years. This has led to increased interest among homeowners in potential buyout options offered by the county for properties located in flood-prone areas, especially those built in the floodway prior to the county's participation in the National Flood Insurance Program.

County representatives explained the eligibility criteria for federal buyout funding, which is available through FEMA and the State Emergency Management Agency. To qualify, properties must either be part of a national disaster declaration or have a history of repetitive flood insurance claims. The county has previously submitted a notice of interest to the State Emergency Management Agency, identifying properties that could be eligible for buyout funding.

During the meeting, it was revealed that the county is preparing to file a new notice of interest, focusing on approximately 20 high-priority properties that have been significantly impacted by flooding. These properties are prioritized based on their location in the floodway and their history of flood damage.

Additionally, the county is currently processing buyouts for three properties that met FEMA's eligibility criteria. The process involved reaching out to property owners to gauge their interest in participating in the voluntary buyout program. The county emphasized its commitment to addressing the concerns of residents affected by flooding and is actively seeking solutions to mitigate future risks.

In conclusion, the meeting highlighted the ongoing challenges faced by St. Charles County residents due to flooding, as well as the county's efforts to provide assistance through potential buyout programs. The discussions underscored the importance of proactive measures in managing flood risks and supporting affected homeowners.