Palos Park council approves employee health plans with United Healthcare and Mutual of Omaha

The Village Council of Palos Park has approved a new health benefit plan for its employees, ensuring continued support for the 34 staff members and their dependents. The decision, made during the council meeting on June 23, 2025, will see the village renew its health insurance coverage through UnitedHealthcare, effective August 1.

The council's choice comes after a thorough evaluation process led by the Horton Group, which has been the village's insurance broker since 2010. This year, three insurance carriers—UnitedHealthcare, Aetna, and Blue Cross Blue Shield—were approached for quotes. UnitedHealthcare's proposal included an 8.81% cost increase, amounting to an additional $57,000 annually, but it aligns with the council's budgeted increase of 13% for medical costs.

In addition to medical coverage, the council also approved dental coverage through Mutual of Omaha, which offered a 0% increase from last year’s premium. The life insurance policy, which includes accidental death and dismemberment coverage, will also be provided by Mutual of Omaha, reflecting a significant savings of 27% compared to the previous provider, MetLife.

The voluntary vision program will continue through VSP, maintaining a 0% increase as well. This comprehensive approach to employee benefits not only supports the health and well-being of village employees but also reflects the council's commitment to managing costs effectively.

As the meeting concluded, the council members expressed their unanimous support for the approved plans, highlighting the importance of providing quality health benefits to village employees. This decision is expected to positively impact the community by ensuring that those who serve the village have access to essential health services.