Carmel zoning analysis reveals 82% of districts permit residential development

Carmel's Mayor's Advisory Commission on Housing revealed significant insights into the city's zoning landscape during its recent meeting on July 10, 2025. A key takeaway from the discussion was that approximately 81.8% of the land within zoning districts in Carmel is designated to permit some form of residential use. This statistic highlights the city's potential for residential development, although it does not guarantee that such properties are currently available or market-ready.

The meeting emphasized the importance of understanding Planned Unit Developments (PUDs), which account for about 10% of the land in Carmel. These areas often allow for a mix of residential and other uses, further expanding the city's housing options. However, the commission acknowledged the need for a clearer framework to analyze these PUDs individually, as they play a crucial role in the overall residential landscape.

Additionally, the commission discussed the zoning districts that permit various types of residential development beyond single-family homes. Notably, over 89% of the land allows for residential types other than single-family detached housing, indicating a diverse range of housing options could be on the horizon.

The discussions at the meeting underscore the city's commitment to addressing housing needs and exploring the potential for varied residential developments. As Carmel continues to grow, these zoning insights will be vital in shaping future housing strategies and ensuring that the community's needs are met effectively. The commission's ongoing work will be essential in navigating these complexities and fostering a balanced housing market in Carmel.