[{"_1":2,"_110":-5,"_111":-5},"loaderData",{"_3":4,"_25":26},"root",{"_5":6,"_17":10,"_18":19,"_20":21,"_22":10,"_23":-5,"_24":-5},"user",{"_7":8,"_9":10,"_11":10,"_12":-5,"_13":-5,"_14":15,"_16":-5},"roles",[],"isAuthenticated",false,"isPremium","planName","subscriptionStatus","featureFlags",{},"insightsBudget","isDevelopmentHost","userPreferences",{},"recaptchaSiteKey","6LcvOJcUAAAAAHsB-gPGfGktcRlKpH7OTIU_dMTD","isImpersonating","impersonation","affiliateStatus","routes/v2/article/layout",{"_27":28,"_29":30},"notFound",true,"relatedArticles",[31,74,86,98],{"_32":33,"_34":35,"_36":37,"_38":39,"_40":41,"_42":43,"_44":45,"_46":47,"_48":49,"_50":51,"_52":53,"_54":55,"_56":57,"_58":59,"_60":61,"_62":63,"_64":65,"_66":67,"_68":69,"_70":67,"_71":72,"_73":72},"mediaId",6155946,"mediaKeyId","5472929-8240201abfe507889570419242bd9672","parentId",5472929,"title","City announces CHAP down-payment assistance program openings and raises income limit to 150% AMI","audioSeconds",162,"startMs",3643000,"endMs",3805000,"viewUrl","/Search/View?dp=1&key=5472929-8240201abfe507889570419242bd9672&start=3643&end=3805","thumbnailUrl","https://assets.pipeline.soar.com/5472929-8240201abfe507889570419242bd9672/thumbnail_3643000.jpg","articleUrl","/articles/6155946/Flagstaff-City/Coconino-County/Arizona/City-announces-CHAP-down-payment-assistance-program-openings-and-raises-income-limit-to-150-AMI","mediaUrl","https://secure.pipeline.soar.com/6155946-3d71277c02af585a8402124b6e6a2f4b/orig.mp4?Expires=1769935469&Signature=FcHzNliEgXoEoOpLShuciWFQrrA1aT8qb5zGoMrhSPaHECzDJOSjEQ~0lA5edVdHyOjs7XINReU2x~lhgOggXMDXOyq0dvzy4f5Qqb5vC2gQoeQ3q0sG4ekNbuJZkMbPtkCDv~ik3DJE2VWuq07JY~r~WgoP-rDTZuX59BzTWFGa-PddXpIWvBBMsII7JcJiu~WdHd5aygqaZk-XVZ60ynctvQa1JnjHZr4D3hyhf7QQi-Lksvozpq~dQkImogCjvktpRCjGQKbtbuXZwD1lMD8ITLa3ShIERkO6MUCqYlSl7mCIGBm4FQ7WSuZXlx5WwO-GgK2uxbW1ndq93R9yIQ__&Key-Pair-Id=KUT5TJCACFTXG","author","City of Flagstaff, AZ","date","2025-07-25T13:03:11.987Z","article","City staff and a partner agency told the Housing Commission that the CHAP bond-funded down-payment assistance program is launching and will begin accepting applications next week.
Commission staff said the program will be administered by Housing Solutions in partnership with the City of Flagstaff. The program was described as open to first-time homebuyers and other qualifying households and will offer assistance up to $50,000 per household, an increase from prior programs. The city said the CHAP program serves households up to 150% of area median income (AMI); staff gave examples that a two-person household could qualify up to an annual income of $135,840 and a three-person household up to $152,820.
Housing staff said the increased income limits were designed to better match buyers' purchasing capacity with program eligibility so that applicants are not disqualified from assistance because they earn slightly more but still cannot afford market prices. Staff said some applicants are already in the queue and staff expect to begin accepting formal applications the following week.
Commissioners and staff discussed program details in the meeting, and staff invited referrals of eligible applicants. The presentation was informational; no formal action was taken at the meeting.","mediaType","Video","parentTitle","Flagstaff Housing Commission Meeting - July 24, 2025","oneSentenceSummary","Housing staff said the CHAP bond-funded down-payment assistance program will begin accepting applications next week and now serves households up to 150% AMI, with awards up to $50,000.","taxTitle","Flagstaff City, Coconino County, Arizona","taxId",4650,"location","headline","","shortSummary",{"_32":75,"_34":35,"_36":37,"_38":76,"_40":77,"_42":78,"_44":79,"_46":80,"_48":81,"_50":82,"_52":83,"_54":55,"_56":57,"_58":84,"_60":61,"_62":63,"_64":85,"_66":67,"_68":69,"_70":67,"_71":72,"_73":72},6155951,"Flagstaff Housing Authority to administer 50 vouchers transferred from Williams",132,3489000,3621000,"/Search/View?dp=1&key=5472929-8240201abfe507889570419242bd9672&start=3489&end=3621","https://assets.pipeline.soar.com/5472929-8240201abfe507889570419242bd9672/thumbnail_3489000.jpg","/articles/6155951/Flagstaff-City/Coconino-County/Arizona/Flagstaff-Housing-Authority-to-administer-50-vouchers-transferred-from-Williams","https://secure.pipeline.soar.com/6155951-73a232797f4b86e9eedfda2a44cae73a/orig.mp4?Expires=1769935469&Signature=E-9IBmbI4bXPyrdGX-FCVA6x948UvmXl8xl2KEXfV5Ng33hgfEpNbfmNLoCKszOHBWouD9yvbHdAtyeTdNFnTKliLWIVsY-E1SsEbbnJo3ekAp2PT4KKAQg-RQqCinN7jSN86wNwWBYf9~Ej4zsHMoSknQPrLMT~eiiehyCgIvxlUjkzVcUZnq0T0PqQloa97zsjzDdPkKNeZtOz5v4ng1IZf0pyOHjvabFLSsVyiF0euAcXrieQAgLtJrmoAGfpQsrJms4Tyqy3dX157Gx2o9umATw~i1chC21IFv4nhDwH98e0AV6AKLDaCYw3FLvkGqKAFKK3XlLHSIL12DVMBg__&Key-Pair-Id=KUT5TJCACFTXG","The Flagstaff Housing Authority is finalizing the transfer of 50 Housing Choice Vouchers from the City of Williams, Housing Authority Liaison Sarah (last name not specified) told the Housing Commission. The transfer will add 50 general-purpose vouchers to Flagstaff's portfolio; about 23 to 25 of those vouchers are currently in use by households.
Sarah said the transfer preserves housing resources for Williams while expanding Flagstaff's service area to include the Williams city limits. She noted administrative cleanup is required because Williams had not hosted a housing authority staff person since September of the prior year; staff are coordinating with HUD on some technical issues, including how to treat what appears to be a waiting-list-like record from Williams.
The transferred vouchers are not targeted to a specific population, Sarah said, and, aside from a change in administrator, current voucher holders will see no change in benefit terms. The transfer does not extend to areas between Flagstaff and Williams; it applies only to the Williams city limits. The commission heard the update as informational; no action was taken.","The Flagstaff Housing Authority is processing the transfer of 50 Housing Choice Vouchers from the City of Williams; about half are currently in use and the transfer expands Flagstaff's service area to include the Williams city limits.",{"_32":87,"_34":35,"_36":37,"_38":88,"_40":89,"_42":90,"_44":91,"_46":92,"_48":93,"_50":94,"_52":95,"_54":55,"_56":57,"_58":96,"_60":61,"_62":63,"_64":97,"_66":67,"_68":69,"_70":67,"_71":72,"_73":72},6155956,"Presenters tell Flagstaff commission high prices, low inventory and regulation are bottlenecks to homeownership",2166,1040000,3206000,"/Search/View?dp=1&key=5472929-8240201abfe507889570419242bd9672&start=1040&end=3206","https://assets.pipeline.soar.com/5472929-8240201abfe507889570419242bd9672/thumbnail_1040000.jpg","/articles/6155956/Flagstaff-City/Coconino-County/Arizona/Presenters-tell-Flagstaff-commission-high-prices-low-inventory-and-regulation-are-bottlenecks-to-homeownership","https://secure.pipeline.soar.com/6155956-2dee4151bcc48b7d8e2f6e65df0721a1/orig.mp4?Expires=1769935469&Signature=HoZatUGqpAt2Qb35o3vPROp8lactKOLCBXvlV9YmJKp4iqoSU~PAgq9ExhNpQbhENHRVGLjUvo9NbyNgtiryeBl8JtW221XfxOHx5-eYpHSWUKrGYhncnEkSZhf1KA-nbvVS5WK08mCzCj9KZ5zLTlboCXvnZnVIIsNH7ru-TFiLhBjbjZbdrHUgVR2xpqH23DKuBA6zseeHHHIPawsd7k~~BcxKLW~oMllpPpQVIf2jeRFvPijL4Xkc1u6j8pJCt0S4Mn8myaWjYe9L1wYah~YG7u2JYY-mhG7N41yawDr~rILlN2xMi-6~SRGz4WCQkhJsDZ1cNScKCf5hTesmCA__&Key-Pair-Id=KUT5TJCACFTXG","Housing commissioners received an informational presentation on Flagstaff's housing market that highlighted high prices, scarce inventory under $500,000 and regulatory and construction cost barriers that limit affordable housing production.
Commissioner Karen Flores and Mark Coletti, vice president of the Northern Arizona Association of Realtors, presented data drawn from the Northern Arizona multiple listing service and local analysis. Flores said the median single-family home price in Flagstaff is about $787,000 and that a household typically needs an annual income in the range of $147,000 to $177,000 to qualify for a mortgage on a median-priced single-family home under current rates. Flores said mortgage rates in the presentation were around 6.875%.
Coletti said 24% of the city's inventory is priced under $500,000, roughly 50% falls between $500,000 and $900,000, and about 26% is above $900,000. He said current active listings are very low in the lower price ranges: at the time of his review there were no single-family homes for sale under $400,000 and only a handful between $500,000 and $600,000. He and Flores both said many lower-priced options are condominiums or manufactured homes and may not meet the needs of families.
Presenters described common barriers to both ownership and production: elevated interest rates, which reduce purchasing power; limited availability of buildable land and high construction costs; labor scarcity and higher local wages; development standards that raise costs (including parking minimums, lot-size minimums and resource-protection rules); and a lengthy, costly rezoning and discretionary process that increases carrying costs for developers.
Coletti and Flores recommended regulatory changes to allow more duplexes, triplexes and other missing middle housing types by right in more areas, and to reduce development barriers that make small-scale multifamily infeasible. They also discussed the effect of low existing mortgage rates on inventory turnover and said higher-wage job creation would help move households up the income ladder and release lower-priced housing.
Commissioners asked about linking housing cost to characteristics such as unit size and lot features; Coletti said he can provide that analysis on request. Commissioner Eric Brownfield suggested raising program eligibility to 150% of area median income (AMI) to retain local workers.
The presentation was informational; no action was taken.","Housing commissioners heard data showing steep median prices, limited inventory under $500,000, and structural barriers — including zoning and development standards — that constrain production of affordable housing in Flagstaff.",{"_32":99,"_34":35,"_36":37,"_38":100,"_40":101,"_42":102,"_44":103,"_46":104,"_48":105,"_50":106,"_52":107,"_54":55,"_56":57,"_58":108,"_60":61,"_62":63,"_64":109,"_66":67,"_68":69,"_70":67,"_71":72,"_73":72},6155960,"Housing commission forwards $3 million adaptive-reuse bond program to city council",519,320000,839000,"/Search/View?dp=1&key=5472929-8240201abfe507889570419242bd9672&start=320&end=839","https://assets.pipeline.soar.com/5472929-8240201abfe507889570419242bd9672/thumbnail_320000.jpg","/articles/6155960/Flagstaff-City/Coconino-County/Arizona/Housing-commission-forwards-3-million-adaptive-reuse-bond-program-to-city-council","https://secure.pipeline.soar.com/6155960-0a7d0231e87dfbcd1854640e83be45e6/orig.mp4?Expires=1769935469&Signature=A3SCaaRFkN-OvcX9FzikLPH~Y4z3nVQMb61BB7yPd6JrWuKR~pQCxRCPA7ODfguYlXb2GEhbaaPaKXfFl37se-2j1Fopj9fUFBezEoQm7jDLHqvlflVG4vjYL6Dlo9E25BYOib9oD6vEoZNTIddfTcfajbQlF~ZuVcfMUkNSZ8OUmuPl1lQWu6~WaSd4teix06vK8OQVHJJSf9pzx2hzQQN08Ope1x6xn6OSSsk9w4SJ8UdiEHq0C2TuHqxy7cFQ2pUY4UYMPzG2v3NFb6hRBLAwO91DTr9ZXyQOHRdlCsdQ514nq5VkxTFmjEewQVdCNPoNMqMqF7Sp78ZHxzLUSA__&Key-Pair-Id=KUT5TJCACFTXG","The City of Flagstaff Housing Commission voted unanimously to forward an adaptive reuse bond program to the City Council for final approval, advancing a plan to use $3,000,000 from the 2022 voter-approved housing bond to repurpose existing buildings into rental units.
The program, presented by Justine Acosta, assistant housing director, would allocate bond funds on a per-unit basis and prioritize acquisition and rehabilitation of affordable rental units. Vice Chair Karen Flores presided over the discussion after Chair Davana McLaughlin recused herself from that agenda item. The commission agreed to a noncompetitive, first-come, first-served application process and to forgive loans after 30 years rather than the 50-year forgiveness used by the city's rental incentive bond program.
The proposal limits bond funds to pay only for the affordable units within a mixed-rate development; market-rate units may exist in the same project but would not be funded by the bond. Ineligible uses listed in the draft policy include funding construction of new freestanding buildings, complete demolition, renovation of existing residential buildings, and improvements to undeveloped land. The policy requires projects to identify additional funding sources and provide signed letters of commitment or closed loan documents from other funders to demonstrate viability.
Acosta said the commission's working group and outside legal counsel reviewed the draft policy and that the city aims for program approval by council in September, tied to a parallel zoning text amendment for single-use residential and adaptive reuse scheduled for Planning and Zoning Commission review on Aug. 13 and two council public hearings on Sept. 2 and Sept. 16. Commissioner Haley Zoroyah made the motion to forward the program to council; the motion was seconded and carried by a voice vote with no recorded opposition.
Commissioners asked for clarity on eligible uses, affordability thresholds, and how the program interacts with existing incentives. Acosta confirmed that the bond funds are intended only for rental projects and that the program will count only the units designated as affordable when measuring per-unit awards toward the commission's goal of delivering 75 affordable units from this allocation.
Next steps are for Housing staff to transmit the final program document to the City Council packet for consideration at the scheduled September hearings.
","The City of Flagstaff Housing Commission voted unanimously to forward an adaptive reuse program that would use $3 million in voter-approved bond funds to convert existing buildings into rental housing, with loans forgiven after 30 years and awards made on a per-unit basis.","actionData","errors"]

Article not found

City announces CHAP down-payment assistance program openings and raises income limit to 150% AMI

Flagstaff Housing Authority to administer 50 vouchers transferred from Williams

Presenters tell Flagstaff commission high prices, low inventory and regulation are bottlenecks to homeownership

Housing commission forwards $3 million adaptive-reuse bond program to city council