Montpelier Resident Advocates for Tax Abatement After 2023 Flood Damage

The Montpelier Board of Abatement convened on July 29, 2025, to address several pressing issues related to property tax abatements, particularly in the wake of significant flooding that has impacted local homeowners. The meeting featured testimonies from residents facing substantial challenges due to flood damage and the subsequent restrictions imposed on their properties.

One resident, Lisa, detailed her family's ongoing struggle after their farmhouse was deemed substantially damaged. She explained that they received a letter from the city stating they could not repair their home until it was elevated at least two feet above the base flood elevation or demolished. Lisa expressed her frustration, noting that they have been living in a house with no floors, walls, or ceilings for over two years, while also incurring high heating costs and losing rental income from an apartment that is uninhabitable.

Despite having flood insurance, Lisa reported that the payout was insufficient, covering only half of the policy amount. This situation has left her family in a financial bind, as they continue to pay their mortgage and flood insurance premiums without receiving adequate support from FEMA due to the insurance payout. Lisa emphasized the emotional and financial toll this has taken on her family, particularly as they navigate the complexities of federal financial assistance systems.

The board members engaged with Lisa, seeking clarification on the delays in the elevation process, which she attributed to bureaucratic holdups rather than contractor availability. She indicated that the timeline for completing the elevation and subsequent repairs could extend well into the following year, further complicating their living situation.

Another resident, Mary Zantara, also sought tax abatement following similar flooding issues that rendered her home substantially damaged. She echoed Lisa's sentiments regarding the difficulties faced by homeowners in Montpelier due to the flooding and the associated bureaucratic challenges.

The board discussed the implications of these testimonies, acknowledging the need for a more streamlined process to assist residents in similar situations. They also considered the broader impact of property assessments on homeowners who are unable to make repairs due to ongoing restrictions.

The meeting concluded with a motion to approve tax abatements for the upcoming year, reflecting the board's recognition of the unique challenges faced by residents affected by the flooding. The discussions highlighted the ongoing struggles of Montpelier homeowners as they navigate the aftermath of natural disasters and the complexities of local government processes.