QES outlines grant process for homeowners seeking flood mitigation in St. Augustine

In the heart of St. Augustine, a community gathered at city hall to discuss a pressing issue: flood mitigation. The recent workshop, hosted by St. Augustine and St. Johns County, aimed to inform residents about a new federal program designed to help homeowners protect their properties from flooding.

As the meeting unfolded, attendees learned about the essential steps involved in participating in this voluntary program. Homeowners who signed in at the meeting will receive a homeowner packet filled with crucial documents. This packet includes a voluntary participation agreement, allowing residents to opt in or out of the program at any time before officially signing a contract with a contractor for mitigation work.

A key point of discussion was the importance of transparency regarding previous federal funding. Homeowners must disclose any federal dollars they have received in the past, as failing to do so could be considered "double dipping." This requirement is part of a broader effort to ensure that funds are used appropriately and effectively.

The workshop also highlighted the necessity of an elevation certificate, a document that verifies a property's elevation in relation to flood zones. This certificate is mandatory for grant approval and must be submitted alongside photographs of the property's existing conditions.

The process for securing funding is intricate. The company QES will estimate costs based on the square footage of homes, using a predetermined benefit-cost ratio to demonstrate the program's effectiveness. For every dollar spent on mitigation, FEMA expects a return of six dollars in benefits. This calculation is crucial, as it determines whether the grant application will be approved.

The timeline for the grant process is ambitious. Homeowners must submit their packets by October 1, 2025, allowing QES to assess the budget and determine which properties qualify for funding. The state will review applications by November, with federal evaluations expected to follow in early 2026. If selected for further review, the grant could take up to a year and a half to be officially approved, with construction activities anticipated to begin around 2028.

As the meeting concluded, residents were encouraged to reach out with questions and submit their packets electronically or in person. The workshop not only provided vital information but also fostered a sense of community among those facing the challenges of flooding. With the right support and resources, St. Augustine is taking significant steps toward safeguarding its homes and residents from future flood risks.