Council Approves Cyber Liability Insurance Renewal with Travelers and Selective Insurance

Huber Heights is gearing up for a significant update to its insurance policies, particularly in response to recent cyber threats. During the council work session on August 19, officials discussed a proposal to renew the city's liability insurance with Selective Insurance while also enhancing its cyber liability coverage through Travelers Insurance.

Katie, a representative from the city, outlined the need for this renewal, emphasizing the importance of robust cyber protection following a recent cyber attack. "Travelers offers a more comprehensive coverage for our cyber liability," she stated, highlighting the necessity of this upgrade to safeguard the city's digital assets.

The proposed legislation, set for a vote on Monday, includes a total premium cost of $423,000. This figure encompasses $398,000 for the overall insurance and an additional $25,000 to cover potential deductibles and premiums related to new facilities, including the governance center and public works facility.

In addition to the insurance renewal, the council noted the urgency of complying with a new state law requiring municipalities to have a cyber policy in place by September 30. This legislation aims to ensure that cities are prepared for cyber incidents and have a clear incident response plan for handling sensitive information.

The discussions underscored the city's proactive approach to cybersecurity, with officials expressing confidence that the new policy will meet both state requirements and the city's needs. As Huber Heights moves forward, the council remains focused on enhancing its defenses against cyber threats while ensuring comprehensive coverage for its operations.