Rockwall County Benefits Committee Proposes 2026 Healthcare Plan Enhancements

In a pivotal meeting on August 26, 2025, the Rockwall County Commissioners Court approved significant changes to employee benefits for 2026, focusing on healthcare plans and retirement benefits. The court unanimously agreed to maintain existing agreements with UnitedHealthcare for medical, dental, and vision coverage, while introducing new options to enhance employee choice.

The benefits committee, led by HR Director Cammie Webb, proposed a continuation of the self-funded healthcare plan, which relies on both employee and employer contributions to cover claims. Notably, the committee recommended maintaining the Texas ACEs program, which provides disease management support for conditions like diabetes, and continuing the "Go to Doctor" campaign that incentivizes employees to get annual physicals to avoid a surcharge.

For 2026, employees will have the option to choose from three healthcare plans, including a high-deductible plan paired with a Health Savings Account (HSA). This change aims to provide employees with more flexibility and lower monthly contributions, while the county will contribute to the HSA, further incentivizing participation.

In addition to healthcare benefits, the court discussed retirement plans under the Texas County and District Retirement System (TCDRS). The committee recommended maintaining employer contributions at 10% of salaries and proposed a 3% cost-of-living adjustment (COLA) for retirees, the maximum allowed by the state. This adjustment aims to support retirees facing inflation, although discussions around the existing stipend for eligible retirees highlighted concerns about its reduction in previous years.

The meeting underscored the county's commitment to providing competitive benefits to attract and retain employees while navigating the complexities of funding and managing retirement benefits. The court's decisions reflect a balance between enhancing employee options and ensuring the financial health of the county's benefits programs.