[{"_1":2,"_88":-5,"_89":-5},"loaderData",{"_3":4,"_26":27},"root",{"_5":6,"_17":10,"_18":19,"_20":21,"_22":10,"_23":-5,"_24":-5,"_25":10},"user",{"_7":8,"_9":10,"_11":10,"_12":-5,"_13":-5,"_14":15,"_16":-5},"roles",[],"isAuthenticated",false,"isPremium","planName","subscriptionStatus","featureFlags",{},"insightsBudget","isDevelopmentHost","userPreferences",{},"recaptchaSiteKey","6LcvOJcUAAAAAHsB-gPGfGktcRlKpH7OTIU_dMTD","isImpersonating","impersonation","affiliateStatus","isFreedomPortal","routes/v2/article/layout",{"_28":29,"_30":31},"notFound",true,"relatedArticles",[32,76],{"_33":34,"_35":36,"_37":38,"_39":40,"_41":42,"_43":44,"_45":46,"_47":48,"_49":50,"_51":52,"_53":54,"_55":56,"_57":58,"_59":60,"_61":62,"_63":64,"_65":66,"_67":68,"_69":70,"_71":72,"_73":74,"_75":74},"mediaId",6130147,"mediaKeyId","5741021-0f98305d32435300cb1b7ad3dd26b16a","parentId",5741021,"title","Gallagher market check shows potential savings from switching TPAs; committee schedules workshop before board vote","audioSeconds",2930,"startMs",2422000,"endMs",5352000,"viewUrl","/Search/View?dp=1&key=5741021-0f98305d32435300cb1b7ad3dd26b16a&start=2422&end=5352","thumbnailUrl","https://assets.pipeline.soar.com/5741021-0f98305d32435300cb1b7ad3dd26b16a/thumbnail_2422000.jpg","articleUrl","/articles/6130147/Louisiana/Gallagher-market-check-shows-potential-savings-from-switching-TPAs-committee-schedules-workshop-before-board-vote","mediaUrl","https://secure.pipeline.soar.com/6130147-ac1139752ceee1a52c56ea4ccbae9954/orig.mp4?Expires=1771160677&Signature=BELFMCYJsFiaL88XLcs60ln6tx-LpuH6wkFzRyY0Fu~WN6pR8AJ9ZfwKRz3FD3zdBLYbQBsNnbLYFtpclCSstpgI3mMWrbj-fODr5Qfe2KK5RZS~v6EJBbp3TPoZKAhHNvXGuYd~W~GHf8IB58Wgs~3C1PVY9~pGddft0dkpNEM9TMXzOcVCGg9AI1SwWO5ovdY96Vca45N4u-9jXrg1OivajVdzIgkH6NGhyHXgSEDH2puRYGACRzmhhuE7Pa6JSeA4hXVayMZ4vpGsG9DG5SudVHZIJ~ipaMiPgQ~5JUJvuNX-GJXSfkveveZZFZST8H3KeMRXF2LDuoXPlf5WIQ__&Key-Pair-Id=KUT5TJCACFTXG","author","Lafayette Parish School System","date","2025-06-04T21:36:02Z","article","Gallagher consultants presented a market‑check review of third‑party administrators (TPAs), networks and point solutions for the Lafayette Parish School System’s self‑funded health plan and told the Board Insurance and Finance Committee that alternatives to the district’s incumbent administrative arrangement could materially reduce the district’s paid claims and fixed administrative costs.

Why it matters: The self‑funded health plan represents a significant recurring cost in the district budget. Gallagher’s market check evaluated administrative fees, candidate networks, projected repriced claim costs based on 2024 claims data, projected member disruption if the district switched networks, and optional “point solutions” aimed at reducing high‑cost specialty and care‑management spending.

Gallagher’s presentation summarized three finalist TPA/network alternatives tested against the district’s 2024 claims data: the incumbent arrangement using Blue Cross Blue Shield networks; a UnitedHealthcare‑affiliated TPA (UMR) using the Choice Plus network; and a Meritaine‑with‑Verity proposal using Verity and an Aetna wrap network. Gallagher reported repricing exercises that suggested UMR’s network pricing could have reduced last year’s medical claim spend—holding claims volume constant—by roughly $2.7 million versus the amounts the district actually paid on the incumbent network; a Meritaine/Verity scenario produced similar repricing savings in the consultant’s comparison. Gallagher also reported estimated annual administrative services (ASO) costs (presented by candidate): Blue Cross roughly $2.9 million, UMR roughly $1.6 million, and Meritaine roughly $2.3 million.

The consultants also modeled “disruption” — the share of patient‑provider relationships that would not be in network immediately if the district switched — and presented estimated disruption rates of about 2% for UMR and about 4% for Meritaine based on the top‑claims provider cross‑check. The consultants noted those disruption figures were sensitive to further contracting: multiple local providers, including larger hospital systems and other high‑volume providers, contacted district leadership following the presentation and said they would meet with the district to discuss direct contracts.

Gallagher presented two point solutions intended to reduce high‑cost specialty spending: an infusion‑therapy specialty provider (referred to in materials as Quantify/Quantiphar in the packet) that the consultants estimated could reduce infusion‑related costs substantially (the presentation listed an illustrative annual savings figure in the materials), and a care‑navigation program (FedLogic) that the presenters projected could save up to roughly $670,000 with modest member participation, because the program helps identify alternative payment sources, earlier enrollment in benefit programs, and more cost‑effective sites of care for complex cases.

Committee members and retirees in the audience raised questions about member impact and an immediate switch; Gallagher emphasized that the repricing work used the district’s 2024 paid claims as input and that any network change would require a disruption‑mitigation plan, including transition exceptions for high‑need members. Gallagher and district staff also confirmed the finalists would accept direct contracts the district negotiates with local providers (some vendors offered more implementation support than others), but noted those verbal commitments were not the same as executed contracts and would need written confirmation if the district proceeds.

Public input and motions: Multiple retirees and employees urged clear communication and urged the committee to avoid choices that would unduly increase out‑of‑pocket costs for retirees. After extended discussion the committee voted to schedule a public workshop for staff and stakeholders and to ask the superintendent to bring a recommendation to the full board at the June 12, 2025 board meeting. The motion to schedule the workshop and allow the superintendent’s recommendation passed on a roll call with committee members recorded as voting yes (roll call recorded as three yes, none against).

What’s next: District staff and Gallagher will arrange a workshop open to employees and retirees to present more detail, answer questions about provider disruption and member impacts, and collect feedback before the superintendent presents a formal recommendation to the full board on June 12, 2025. Gallagher told the committee pharmacy strategy review is the next planned vendor analysis.

Ending: The committee stopped short of selecting a TPA at the meeting; members instructed staff to work on the workshop and return a formal recommendation to the full board following public engagement and any additional contractual review.","mediaType","Video","parentTitle","Wednesday, June 4, 2025 - LPSB - Board Insurance/Finance Committee Meeting","oneSentenceSummary","Gallagher consultants presented a market‑check report comparing the district’s incumbent TPA/network with two alternatives and with point solutions, and the committee scheduled a public workshop and asked the superintendent to bring a recommendation to the full board on June 12, 2025.","taxTitle","Lafayette Parish, School Boards, Louisiana","taxId",14462,"location","Louisiana","headline","","shortSummary",{"_33":77,"_35":36,"_37":38,"_39":78,"_41":79,"_43":80,"_45":81,"_47":82,"_49":83,"_51":84,"_53":85,"_55":56,"_57":58,"_59":86,"_61":62,"_63":64,"_65":87,"_67":68,"_69":70,"_71":72,"_73":74,"_75":74},6130153,"Insurance committee reviews 2025–26 property and casualty renewal, directs staff to issue RFQ for brokerage services",854,86000,940000,"/Search/View?dp=1&key=5741021-0f98305d32435300cb1b7ad3dd26b16a&start=86&end=940","https://assets.pipeline.soar.com/5741021-0f98305d32435300cb1b7ad3dd26b16a/thumbnail_86000.jpg","/articles/6130153/Louisiana/Insurance-committee-reviews-202526-property-and-casualty-renewal-directs-staff-to-issue-RFQ-for-brokerage-services","https://secure.pipeline.soar.com/6130153-2dce5a8f7537e2ff91c8eeb525da1f8b/orig.mp4?Expires=1771160677&Signature=T4TfjeqRKjxSVnUWkojE35gXWyfV5pZoQFiaP8bUhw~nqFFi6pJ25YyAeEIg~XKr2mO2d5PUwr6hTLh6FgCx62Aveuv~2jV2MN3bsdeh7vQYHi-Or8tAqpEGClgW8N5VGNetm4Q5BZ0p-v9sd0BK6HO3ummYT6hDwAG~Pu7YX5Qlwf7rKNFkRF8Ukpl6JpP1gztPdqfctoRcnu58en0tHCgBA5IhdXMAQAEaQBOffVbW8zBLuj7jgCkOjlSCMvd7kfBac9WHa28JTza~wlCEY62YteSwzLmxaE3AASp6k2Iu6J7mq6ZyLHpEhiYftZRzSYDOjZaSruJGkluE80lx6Q__&Key-Pair-Id=KUT5TJCACFTXG","The Lafayette Parish School System Board Insurance and Finance Committee reviewed projected renewals for property and casualty insurance for the 2025–26 fiscal year and voted to direct staff to prepare a request for qualifications for brokerage services.

Committee members were shown line-by-line renewal quotes and a summary of recent changes to policy limits and deductibles, and were told those adjustments, together with a softer property market, produced a net year‑over‑year premium reduction compared with last year’s tentative budget projection.

Why it matters: The committee supervises the system’s insurance buying strategy and contract oversight. Changes in broker arrangements or in policy structure affect how claims and premiums are negotiated and how those costs appear in the district budget.

Committee discussion focused on the drivers of last year’s increase and the components of this year’s renewal. The presentation identified an approximate 10.39% increase in property rate bases in one schedule line; student-accident coverage showed a roughly 14.3% increase; overall casualty lines were reported up about 9%; and an aggregate line on the presenter’s worksheet showed an overall change of about −2.35% after combining lines and adjustments. Staff said the district previously increased its named windstorm limit (hurricane coverage) and raised a policy limit (from $50 million to $100 million), and also increased the value bases used to calculate premium, which contributed to last year’s premium increase.

Tyler Smith, an Alliant representative in the room, told the committee the firm “go out to market every year. Every year.” Committee members pressed for clarity on whether last year’s higher premium included coverage‑level changes; presenters confirmed the policy limits and deductible changes were part of the reason last year’s billed premium was higher.

Staff said the district reduced one property deductible in the current renewal from $1,000,000 to $500,000 and increased policy limits (for example, a property limit shown in the materials rose from $100,000,000 to $200,000,000 in the current schedule). After the changes to values and limits, the committee heard that the district’s net premium obligation for 2025–26 would be lower than the budgetary placeholder: presenters told members the most recent calculation showed about $207,000 in year‑over‑year premium savings from the currently proposed renewals, and that, once payments and taxes are final, budget staff estimated the final realized savings could be in the several‑hundred‑thousand‑dollar range (finance cited a working estimate between roughly $500,000 and $800,000 depending on final billings and taxes).

The committee also examined compensation and access questions for the district’s current insurance broker. Committee members asked whether the broker (Alliant) receives commissions from placed carriers; Tyler Smith said Alliant does not take commissions on major lines such as general liability, property, or boiler/machinery included in the firm’s contracted services, though commission arrangements can appear for certain lines not in the original contract (for example, student‑accident and professional liability were identified as exceptions). The broker explained the district pays an annual broker fee (quoted in the meeting as $128,000 for the current contracted year) and that, where third‑party wholesale intermediaries are used to access some global markets, a commission may be payable to the wholesale intermediary but not to Alliant.

Formal action: The committee considered a staff recommendation and, after discussion and a friendly amendment, voted to direct staff to create a timeline and qualifications package for casualty and property insurance brokerage services and to prepare an RFQ (request for qualifications) process. The committee’s motion to direct staff passed on a roll call with committee members present voting yes (roll call recorded as three yes, none against).

What’s next: Staff will prepare an RFQ timeline and qualifications for committee review. The RFQ process is intended to solicit competitive proposals for brokerage services before the district’s current brokerage term concludes. No changes to existing insurance coverage were decided by the committee at this meeting; the renewal work will proceed and additional action on coverage placement was presented as forthcoming to the full board.

Ending: The committee moved on to the agenda’s subsequent items after the RFQ direction; no immediate change to current coverage placement was made at this meeting.","The Lafayette Parish School System Board Insurance and Finance Committee reviewed proposed 2025–26 property and casualty insurance renewals, heard that some limits and deductibles were changed last year, and voted to direct staff to develop a request-for-qualifications (RFQ) process for brokerage services.","actionData","errors"]

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Gallagher market check shows potential savings from switching TPAs; committee schedules workshop before board vote

Insurance committee reviews 2025–26 property and casualty renewal, directs staff to issue RFQ for brokerage services