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Insurance Eligibility Explained for Spouses and Adult Dependents

September 29, 2025 | Teachers' Retirement System Board of Trustees, T, Boards and Commissions, Executive, Illinois


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Insurance Eligibility Explained for Spouses and Adult Dependents
Spouses of retirees can now continue their health insurance coverage through the Teachers' Retirement System (TRS) in Illinois, even if they were not previously enrolled. This significant update was discussed during a recent board meeting, where officials clarified that spouses will have the option to maintain their insurance as part of the survivor benefit paperwork. Once they opt in, they will be treated as members and will pay the member rate for their coverage.

The meeting also addressed coverage for dependent children, who can remain on the insurance plan until the age of 26. Notably, the discussion highlighted provisions for adult dependents, particularly those with disabilities. Adult children over 26 can be covered if they are claimed as dependents on tax returns, ensuring that families with special needs have continued access to necessary health benefits.

This move is expected to provide peace of mind for retirees and their families, allowing them to navigate health insurance options more effectively as they transition into retirement. The TRS board emphasized the importance of these changes in supporting the health and well-being of retirees and their loved ones.

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Scribe from Workplace AI
Scribe from Workplace AI