During a recent meeting of the Teachers' Retirement System Board of Trustees in Illinois, a key discussion focused on the health insurance changes retirees face when they turn 65. The board emphasized the importance of understanding the requirements for health insurance, particularly for those caring for adult children with disabilities.

Sandy, a board member, clarified that while physician certification for disability is not required for insurance, proof of dependency on taxes and Social Security benefits is necessary. This information is crucial for retirees who may be navigating complex insurance needs for their families. "It's always a very individual situation," Sandy noted, urging attendees to contact TRS for personalized guidance on health insurance and survivor benefits.

The meeting also addressed concerns from recent retirees about their insurance cards. New retirees starting on September 1 were reminded to contact the benefits service center to select their plans. Insurance cards are issued by the chosen insurance carrier, not TRS, which can lead to delays in receiving physical cards. Sandy advised that those who have appointments soon after their start date should consider setting up online accounts with their insurance carriers to obtain digital cards or ID numbers.

The board's discussions highlighted the need for clear communication and support for retirees as they transition into new health insurance plans, ensuring they are well-informed about their options and requirements.