Douglas County is set to implement a 7.1% increase in medical insurance rates for employees, as discussed during the Human Resources Committee meeting on September 29, 2025. This decision comes as the county prepares for open enrollment, requiring timely adjustments to their software systems and benefit offerings.

The increase will apply uniformly across all tiers of coverage. Although the county has been operating slightly under claims this year, the need for a rate adjustment is driven by a rise in high claim volumes. Last year, the county did not raise rates despite being nearly 12% under claims, but officials believe the current circumstances necessitate this increase.

In addition to the medical insurance changes, the committee noted that the dental plan will see only a minor increase in administrative fees, as it operates under a self-insured model. The total impact on the medical reserve is estimated to be around $11,000.

The committee emphasized the importance of these adjustments to ensure that both employees and the county share the costs equitably. Moving forward, the county will continue to work with its voluntary broker to enhance benefits and ensure a smooth transition into the new enrollment period.