Resident, a public commenter, asked city officials during a meeting whether impact fees for new housing are payable at the time of construction and whether those fees could be financed into a construction loan.

The question matters because impact fees add to upfront costs for homebuilders and buyers and can affect project financing and timing; the meeting transcript records the question but does not include a full staff response or any citations to code or statute.

The resident asked: "But they would have to have impact fees as well is my understanding. I do have another question. So I was just sitting here thinking about if I wanted to go build a house and we had impact fees, at what point in time would I pay the impact fee? And this may be a little you may not have an answer for it, but could it also be financed into your construction loan? Because, you know, some things you gotta come out of pocket on and, you know, money can get tight when you're building a house."

A reply appears in the transcript as a fragment: "So the way for the timing, the impact fee is assessed"; the record provided does not include the remainder of that answer or specify when payment would be due, how fees would be calculated, or whether local code allows fees to be rolled into construction financing.

The transcript does not cite any ordinances, state statutes or administrative rules governing impact fees, nor does it state any dollar amounts, collection triggers, or financing mechanisms. The record therefore does not establish whether impact fees (if imposed) would be due at permit issuance, at certificate of occupancy, at building inspection milestones, or upon final platting, or whether lenders routinely include such fees in construction loans.

For a definitive answer, stakeholders would need the full staff response or a review of the municipality's development impact fee ordinance or fee schedule; those authorities are not included in the provided transcript.