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County hears preliminary analysis that self‑funded health plan could reduce employer costs
Summary
An insurance broker told the council an initial analysis of moving Vanderburgh County’s employee health plan from fully insured to self‑funded shows potentially lower maximum employer liability and drug‑rebate benefits; final underwriting figures were due within a week.
VANDERBURGH COUNTY — The county’s insurance broker presented a preliminary analysis showing that moving the employee health plan to a self‑funded platform could lower the county’s maximum financial liability and capture drug‑rebate revenue now retained by insurers.
Chris Maynard of Shepherd Insurance told the council the initial fully insured renewal from UnitedHealthcare was roughly $8.6 million (a preliminary figure in the meeting packet) and…
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