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Insurance broker presents self-funded health-plan option; county told potential savings and protections exist
Summary
The county's benefits broker presented initial numbers showing a self-funded health plan could reduce the county's maximum financial liability compared with a fully insured renewal; brokers said stop-loss and laser protections and drug-rebate revenue are part of the proposal.
A consultant for the county's employee health plan told the Vanderburgh County Council the county's initial analysis shows a self-funded plan could be materially less expensive than the fully insured renewal and includes protections for catastrophic claims.
Chris Maynard of Shepherd Insurance presented side-by-side figures comparing a UnitedHealthcare fully insured renewal to several self-funded…
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