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Miami County studies competing insurance proposals; commissioners ask staff for clarifications before choosing provider
Summary
At a study session, staff reviewed three responses to a county RFP for workers' compensation and property/casualty coverage. Commissioners asked for follow-up on bonding, medical malpractice, deductible buy‑downs and retroactive dates and did not make a selection.
Miami County officials on Tuesday reviewed three proposals received in response to the county's request for proposals for workers' compensation and property and casualty insurance and asked staff for cost and contract clarifications before making any selection.
Assistant Finance Director Sydney Ming summarized the bids, saying the county received offers from two pools and one commercial carrier and that the proposals differ on limits, deductibles and ancillary coverages. Ming said the county received an initial proposal from "Kaye Work" (presented in the meeting as K Camp/K Works) and an offer from Elliot/EMC; she said the K Camp proposal included a $211,742 workers'comp option at a 1,000,000 limit and the Elliot proposal included a $220,580 workers'comp option, and that the two property/casualty proposals quoted roughly $568,000 and…
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