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Gardner council increases city health‑insurance contribution after insurers signal large premium spikes

5926698 · October 7, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

Facing up to 40% premium increases in the individual market, the council approved a temporary increase in the city’s 2026 contribution strategy to limit employees’ out‑of‑pocket jumps. The change raises the city’s cost by about $69,295 above the budgeted amount and is spread across multiple funds.

The Gardner City Council voted to increase the city’s contribution toward employee health insurance after staff told the governing body that marketplace premiums for some plans had risen as much as 40% in early open enrollment.

Human resources staff explained that, using current enrollment assumptions, 36 of 137 covered employees (about 26%) would face higher premiums; of those, 20 employees would see increases between $200 and $7,799 per month if the city retained the previously budgeted 8% contribution increase. To mitigate those large…

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